I have started a computer course on web design and networking which I got a career development loan for. The idea of a career development loan is that you can continue learning while you are at work. I was a bit sceptical about it at first because it was a large amount of money but after some thought I went ahead with investment. The loan doesnt need to be paid until you are earning a reasonable wage. I saw this as a win, win situation where if I achieved the qualifications and was still in a dead end job I wouldnt have to pay it off. On the other hand if I achieved and succeeded I wouldnt begrudge paying the money that much because I would have a decent wage. When I have completed the course I have a year to sort myself out before I start paying the repayments. The loan is much the same as a student loan and thats how im treating it. Its there for my personal benefit and I suppose as its money I have to pay back and Im on a tight budget im more focused on getting on in the course.