Egg Student Banking Reviews

Egg Student Banking Archive Banking & Finance

Newest Review: ... no excuse not to start saving. The good news is that the interest rate on this account is guaranteed to match the bank base rate until 31 December 2007. This is a valuable guarantee as it means that interest rates on this account will remain extremely competitive, as savings rates are usually below base rates. (That?s how banks make their money ? by charging borrowers a rate above base, and giving savers a rate below base.) Opening an account is easy. You simply fill in the form online (on a secure part of the site). It is easy to complete, and doesn?t take long. You then set up some simple security details that enable you to acce... more

Customer Egg Student Banking Reviews (5)

mandyhaley
Egg Student Banking: Want to make some money (546 words)
by - written on 08/10/02, updated on  08/10/02 (Very useful, 313 readings)
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- Do you have access to the internet (I assume the answer to this is ?yes? as you?re reading this online)? - Do you want to earn a good interest rate on your savings? - Do you want a guarantee that this rate will remain competitive? - Do you want a savings account that?s easy to use? - Do you want your savings to be safe with a name you can trust? If the answer to all those questions is ?yes? I recommend that you open a savings account with Egg, which is owned by Prudential. They have an internet savings account, which currently pays 4% gross interest per annum (or 3.2% if you?re a basic rate tax payer, or 2.4% if you?re a higher rate tax ...  Read the complete review

pphb
Fully Fertilized Nest Eggs! (962 words)
by - written on 19/08/02, updated on  19/08/02 (Very useful, 196 readings)
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How please am I with Egg? Now I must say I'm not what you call easy to please - it's quite a job to satisfy my I can tell you! Anyway, back to the subject! ...I have recently applied for an Egg Credit Card as it offered 0% interest till January, this was much less than the HSBC card I have. I transferred the balance and I?m away! The balance transfer was done in two working days ? How fantastically quick was that? I have previously done balance transfers that have taken the full 9 days they advise. The site was easy to log on to, you just add your name, date of birth, postcode, mothers maiden name and you password and you go directly to your accounts? ...  Read the complete review

Egg Student Banking: Internet banking at its best (304 words)
by - written on 19/05/02, updated on  12/08/02
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I have been with the egg internet back for over three years now and can't recommend it enough. I have been with this interent back from not long after its creation and have seen it progress to what it is today, one of the best online banks. I started out with an internet only savings account (you can get an account with a cashcard but get slightly less interest) and I now have one of their credit cards and an ISA. The service has been excellent at all times. The rates they give are very competative which was the main reason I opened an account in the first place. As far as I can tell they have one of the best mortgage rates around (I'm looking to buy a ...  Read the complete review

richardleonard
1% Cashback with Great Customer Services (386 words)
by - written on 17/12/00, updated on  17/12/00 (Very useful, 69 readings)
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My experience with the Egg card is great. I've been a customer for over 12 months and haven't had any regrets about signing up. As a young person studying for a degree (ie. student - I hate that word) I like to charge everything to my Egg card and earn 1% cashback. It's not an awful lot, but it's better than nothing - and far more useful than points which other banks offer. I prefer to pay my balance off monthly, but there are also options such as the minimum monthly payment, or a set amount each month. These are easily changeable from the website. The website has its good and bad points. The services available are good, being able ...  Read the complete review

jonyee
Egg Student Banking: Egg - ideal if you are in credit not debit (121 words)
by - written on 06/07/00, updated on  06/07/00 (Useful, 75 readings)
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Egg is an online bank and pays around 6% for credit balances. I would not recommend them for normal banking as they do not have a branch network. They do however offer great rates on savings. So if you have just got your student loan and don't plan on spending it all right away, then stick it in Egg it makes sense. Do this is conjuction with a normal bank account, you can electronically transfer between the two, it take three working days to move across but there is no point in having 0.1% interest when you can have 6% Check it out on www.egg.com you can bank 24 hours a day (if you really want to!) ...  Read the complete review