Halifax's solo account is a good account in many ways and not in others, it is designed for paople with no or a bad credit history. You now need £100 to open an account, but funnily enough if you argue they will let you open one with £10. No credit checks are done, all you need is proof of id and your address. You do not get a chequebook or an overdraft, or come to think of it any other facilities other than a cashcard. If you have no account and can't get one anywhere else you may have to settle for this one. However, if you need to withdraw cash, you can withdraw £300 daily from the machines, if you go into the branch you must withdraw more than £300!! ...  Read the complete review

The Halifax has messed me around in the past but so far I can’t find fault with their new WebSaver account. Having recently closed a monthly saver account with them after watching the rate of interest paid on it fall rapidly and continually over the past couple of years, from a fantastic 9% gross to 4.5% on a supposedly high interest saving account. I was not impressed, but somehow, and against my better judgement they convinced me to open a new online account. They allow you to open up to 50 separate saving options online, which is enough for anyone. Currently I use two. They offer a cash-card at a lower rate of interest but their accounts ...  Read the complete review

I have been a customer with the Halifax for most of my life now, at least the last 16 years, and there is a very good reasno for that. They have always been efficient and quick to deal with any problems I might have, and have done their best to keep such problems at a minimum. Their online banking service is excellent - you can do almost anything you could over the counter but at your convenience. If you want to start moving money between accounts at 2AM it`s very easy to do so. If you`d rather talk to someone they also have a very good telephone banking service, and both the online banking and phone banking are available for free on all current accounts. ...  Read the complete review

I have been with the halifax since I was about 6. They seemed very helpful when i became a student, sending me lots of information about their services. I thought it would be easier just to stay with them. Since then I have found it very hard to increase overdraft limits and credit card limits. My requests were reasonable in that all my credit card bills were paid off in time and I never went over my overdraft limit - with it being paid off every summer, easter and christmas when I worked. I joined HSBC who, rightly or wrongly make it much easier for a student to obtain a larger overdraft and other lines of credit. I would recommend anyone ...  Read the complete review

I highly recommend this bank to any students who wish to open a saving account. I opened a saving account there about 2-3 months ago. 1. It offers the highly interest rate at 5 % perannum compared to most other bank at around 2 %. 2. Friendly staffs who are very helpful. However, you are expected to withdraw and deposit the money using ATM unless it is more than 300 pounds. The purpose of this is to reduce manpower, hence explaining the high interest rate. ...  Read the complete review