Halifax Student Banking

The halifax current account is by far and away the best current account on the market at the moment, taking into account both banks and building societies. The interest rate which it uses at 4 per cent is significantly higher than pretty much every other standard bank or building society. It is even possible for under-18's to open one and recieve a debit card and a cheque book. The debit card that is issued is the solo. The main drawback about the account is that you can only recieve interest if you have more than $50 in your account. When you first apply you recieve a A4 folder, a book to keep cheques in and a wallet to keep cards in, this is ...  Read the complete review

Ok, well, my house is at the end of my street, but anyway: I was persuaded to open an account with the Halifax when I was about 14 by an advert offering a free gameboy as well as an interest rate higher than what I already got. Since then things have only got better. When I was 16 they sent me a debit card, totally out of the blue, which has come in quite handy. Just after I turned 17 I opeened a websaver account with an interest rate of 6.25% (now 6.35%), which seems quite good (although I know there are better). It's handy having my savings account at the same bank as my current account and I can swap money between them at will. I haven't had to ...  Read the complete review

Halifax's solo account is a good account in many ways and not in others, it is designed for paople with no or a bad credit history. You now need £100 to open an account, but funnily enough if you argue they will let you open one with £10. No credit checks are done, all you need is proof of id and your address. You do not get a chequebook or an overdraft, or come to think of it any other facilities other than a cashcard. If you have no account and can't get one anywhere else you may have to settle for this one. However, if you need to withdraw cash, you can withdraw £300 daily from the machines, if you go into the branch you must withdraw more than £300!! ...  Read the complete review

The Halifax has messed me around in the past but so far I can’t find fault with their new WebSaver account. Having recently closed a monthly saver account with them after watching the rate of interest paid on it fall rapidly and continually over the past couple of years, from a fantastic 9% gross to 4.5% on a supposedly high interest saving account. I was not impressed, but somehow, and against my better judgement they convinced me to open a new online account. They allow you to open up to 50 separate saving options online, which is enough for anyone. Currently I use two. They offer a cash-card at a lower rate of interest but their accounts ...  Read the complete review

I have been a customer with the Halifax for most of my life now, at least the last 16 years, and there is a very good reasno for that. They have always been efficient and quick to deal with any problems I might have, and have done their best to keep such problems at a minimum. Their online banking service is excellent - you can do almost anything you could over the counter but at your convenience. If you want to start moving money between accounts at 2AM it`s very easy to do so. If you`d rather talk to someone they also have a very good telephone banking service, and both the online banking and phone banking are available for free on all current accounts. ...  Read the complete review