by - written on 09/06/11, updated on 07/09/11 (Very useful, 56 readings)
Update September 5th. 2011. I think I'm finally rid of MBNA. I work abroad a lot and MBNA change their terms and conditions so often, informing you by post with letters containing huge amounts of tiny print I decided I got nothing in return for the time I spent administering the card so I'll just stick with my other cards. I imagine MBNA ... Read the complete review
by jmcgroves - written on 08/05/11
MBNA clearly have no interest in customer service and instead demonstrate disdain and disregard for their customers. In my case, I paid off £6100 one month, and a further £30 next month of a total balance of £47 (in the absence of a statement!) but they charged me £12 for late payment and refused to apologise!They deserve to lose all their customers and be driven out of Britain!They are very far from the cheapest for credit cards and ruthlessly apply every charge and fee in the fine print, totally without regard for their customers, previous credit history or, indeed, any shred of basic customer service competence.
by Nik - written on 05/10/09
I have had a long relationship with MBNA and suddenly they have applied a 27% APR with only 30 days notice and no reason, that was an overnight increase of 50% from the 18% I have always had. My financial position has not changed and I have never missed a payment. I think the process is, offer 0% then increase credit limits rapidly ... Read the complete review
by Honesty is the best policy - written on 30/05/09
STAY AWAY FROM MBNA regardless of if you are in Canada, US, UK. They are the worst bank ever. I had $15,000 available credit and just because I didn't use my card for about 1 1/2 years, which is my own perogative, they reduced my available credit to only $400 without even notifying me. I found out that they did this when I decided to call them to order cheques because I wanted to send my daughter to private school by using my $15,000 available credit. STAY AWAY From MBNA!
by - written on 14/10/02, updated on 14/10/02 (Very useful, 1726 readings)
MBNA was the first credit card I held, and has remained steadfastly tucked in my wallet ever since. On their main silver accounts they had poor interest rates (around 17.9%APR) and no loyalty packages, but did offer interim incentive periods at very low interest rates for balance transfers. I was going to close both my accounts ... Read the complete review
by - written on 27/07/00, updated on 27/07/00 (Useful, 447 readings)
Maryland National Bank of America want your business! You have probably received mailings from them guaranteeing pre approval and a silver, gold or even platinum card, despite your meager earnings. This is not because they are really nice guys who just want to help you out, sorry. The MNBA card does carry a lower interest rate ... Read the complete review
by - written on 13/07/00, updated on 13/07/00 (Useful, 103 readings)
MNBA repeatedly sends student mailshots through the post encouraging them to apply for one of their credit card accounts. Currently I am receiving one every 2 weeks and would have thought that they could utilise their time and effort in better ways. I mean even if i did apply they may not even accept my application, and if they did it ... Read the complete review