Student Barclaycard

I've been using student barclaycard for four years now and I've had nothing but satisfaction from them. Their service line is always polite and helpful. One experience in particular where my card was stolen whilst I was on holiday in Rome was dealt with very well . The person on the other end of the service line sounded genuinely concerned and actually made me feel a lot better. The card packacge includes -no annual fees -£30 Waterstones or HMV vouchers -a 15% saving on Waterstones/HMV vouchers purchased through barclaycard -up to £600 credit limit -APR 17.9% -Free 12 month extended ...  Read the complete review

When I started university, in freshers week while we were getting used to the new surroundings, one of the stalls that were arond uni the most were those of Barclays. The Barclays team were there to, 'help us settle in'. They were going to help us new students. How were they going to do that? Well, its easy, give a new vulnerable student who has just started university a plastic card and tell them don't worry, if you are ever stuck, this plastic card will rescue you. Little do these vulnerable students know that although, this plastic card will rescue you when you are in a bit of trouble, for example your loan hasn't come through, or ...  Read the complete review

A word of warning for those of you considering the Student Barclay card.... I took mine out in the second year on my course and I have to say that I can't get rid of them. We all know how skint students are and I was no exception to the rule. I ran up my Barclaycard to its limit and eventually began to fall behind with the payments. Thinking that I could get myself straight again once I got a job sorted out. As a result, they got heavy and put me on a repayment schedule. Now this is my beef and I am sure that I won't be the only ex-student who will have this problem. I now have a job and have payed off all my bills but beacuse I am ...  Read the complete review

It doesn’t matter how careful you are, if you get one of these, you will almost certainly use it once. Once you’ve used it once, you will use it again… and again. I got offered one when I was 18 and took it “for emergencies”. Well I spent £200 on my first bill thinking it would come to about £40… oops! I calmed down a bit after that, but once I was at university it was too convenient to put a round down the pub on it, rather than on my Switch card like I should have. Anyway, I suppose it turned out OK, and Visa cards are useful when it comes to spreading the cost of things. Get one if you are off to uni, but be wise with it. ...  Read the complete review

A long title, but a needed one. You have to be completely stupid to use a credit card when you are a student unless you have some kind of sponsorship or part time job which pays you mega bucks and you are using the card to collect air miles or something. This said, it is useful whilst at university to have a student credit card as often there is a short gap between money coming in and your account being empty when you need to spend money shopping or to get a train ticket or something, and this is where Student Barclaycard are useful. you don't have to pay any fees or anything like that so you can just get the card and never use it if you want, just have it ...  Read the complete review