A bank without branches (Alliance & Leicester)

Name: Mariabe

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Product:	Alliance & Leicester
Date:	02/04/08 (88 review reads)
Rating:

Advantages: Good saving rate

Disadvantages: No branches you can walk into

Alliance Leicester used to be a building society and they converted into a bank.

I opened an account with them when they had a promotion to launch their services and their "premium service".

They offered a very good rate on regular savings, although it only worked on the first 250 pounds per month and was only available for the first year.

They have few branches in town, but you can do very little there, basically you operate your account by phone, and this means one more pin code to remember, which I hate, or by post.

In this respect, i will never be able to use them as my primary bank. I like a brick and mortar busienss, if there is a problem with my bank, I want to walk into a branch, i do nto want to talk to some bored lady in some call centre, as it happened to me once with Alliance.

They offer good saving rates and this is why I still use them.

Summary: I would like more branches