H.F.C Bank Reviews

My Step-Son Matthew bought a TV through Dixons and had a Beneficial Finance loan, part of HFC. A month ago, I started getting phone calls from HFC on my ex-directory home number which is also TPS registered. They wouldn't talk to me but wanted to speak to Matthew. I told them because of his working hours they'd never managed ...  Read the complete review

I dont think there is anything wrong with the hfc buy now pay later options we took out this last year and we have just paid it in full as agreed when we started. We received 1 letter at the beginning of march stating that the scheme was nearly up and that we would start paying interest if we did not settle the account by the date stated, a week ...  Read the complete review

HFC Bank. Operating Manual for All HFC Staff Acts of parlimant are things to be ignored. County Courts are 'Freindly' Customers are 'enemy number 1' Bounuses are based on how effective your harrassment of customers is. Show no mercy, reason or logic just hound your pray untill either they are dead or they pay ...  Read the complete review

Beware of even the buy now pay later offers! - Advantages: It's probably not directly their fault that high street chains may mess up the paperwork or mis-sell - Disadvantages: Much small print which needs to be read very carefully before signing anything, Very slow at accepting payment in full and sending out closure letter, Will require you to communicate with their customer service at some point...

I have a loan with the Household Bank and I will admit that I signed up for it in a rush and without reading information properly and doing a cost comparason. I am paying 26%pa interest on my loan. I wasn't forced to sign up for the loan that took, but I feel that I was rushed into agreeing to take the loan, also when I rang up about ...  Read the complete review

And now called Household bank - but you'll never fool me!!! I brought my fridge freezer and washing machine from them through Interest free credit for a year - over 3 years ago now, and yet my experience with them was so bad I still feel the urge to warn people about them nearly 4 years later! We brought our goods from a big well ...  Read the complete review

Beware of buying anything on a buy now pay later, interest free scheme. We bought a washing machine from Currys on " buy now pay later". what happens is you buy the item and pay nothing for a year, then after the year you either pay the amount in full with no interest,or pay in instalments with added interest. we chose to pay the ...  Read the complete review