Good basic account (Halifax)

Member Name: mollydog1

Product:	Halifax
Date:	27/11/08 (147 review reads)
Rating:

Advantages: everything you need from a basic account

Disadvantages: try not to miss direct debits or overdrafts as the charges are high

i opened an easycash account with these as i am currently in a DMP and needed a second account with basic needs ,this is exactly what i needed a electron card,no overdraft and somewhere to pay my wages into.Everything seemed fine until i put in my direct debits and two came out at unexpected times and then the biggest shock getting stung £39 each one that was missed.I hope to claim these back one day but these costs are outrageous i thought barclays was bad. Apart from that though the account has been fine,basic though but my days of credit are long gone i prefer to save up and buy things which is the best way of doing things.Also you can transfer money to other people near enough instantly with faster payments via online banking which is really easy.Set up direct debits and standing orders and really helpful over the phone.

Summary: good basic account for those in need