Hamilton Direct Bank is one of the UK's largest and most innovative providers of Unsecured Personal Loans and credit card products.
Halifax: The Halifax aims to offer the customer the best possible service with its yearly Mortgage Review service, which will check to see if your mortgage still suits your circumstances and offering you the opportunity to adjust it accordingly. The customer may browse the wide range of mortgages on offer with their find-me-a-mortgage facility. The site is dense with information and features a home buyer’s guide, a mortgage enquirer and details of their various mortgage deals. Particularly comprehensive and open, this site does not leave many questions unanswered. Virgin One: The Virgin One account is an all-inclusive account that precludes the need for separate lenders and brokers, thus allowing the consumer to manage their accounts easily. The customer pays a single low interest rate on all borrowed funding, whether it be mortgage, loans, credit cards, or all three. No tax is paid on any savings interest and the client can manage their finances by telephone, internet or bank branch. Virgin state that this account could save the consumer more than £20 000. You can contact Virgin in a variety of ways; by applying online, email, click to call (call back service) or via a text chat with a member of their team on the internet. The website is well designed and easy to use, taking the user through from introductory outlines to more detailed statements about their policy. The consumer can apply for the account online and use the site’s calculator to predict how much they would save with the Virgin One account. There is even a personal message from Richard Branson for the potential client to peruse. E-Moves: E-Moves provides a complete & full range of mortgages because they are a comparisons site providing mortgages from a plethora of UK mortgage providers; hence ensuring the fullest range of both services & prices. Consumers can use their mortgage wizard to outline their ideal specifications & then go on to view a range o f mortgages on offer from a variety of companies. As e-moves is operates a comparisons service, consumers can be completely sure that they are securing for themselves the best possible deal of the moment. The website is comprehensive & full of information & features. Consumers have easy access to e-moves’ ‘best package finder’, ‘information centre’ & ‘best quotes’ in order for them to find the best mortgage package for their circumstances. The Money Centre: The Money Centre is a broker specialising in buy to let, residential investment and commercial mortgages aiming to secure the client an acceptable offer within 7 to 21 days. Their policy is to provide a fast, effective and professional service by remaining constantly aware to the requirements of lenders, valuers and the ever-changing market. The website is easy to find your way around and provides, aside from up-to-date mortgage market news, a product database which informs the consumer in detail about their full range of products. There is also a documentation gallery where the customer can download application forms, brochures and case studies. Nationwide: Nationwide provide a range of products to suit a variety of customers, from first time buyers to those seeking to remortgage, flexible mortgages to fixed rate mortgages. Nationwide hopes to find the best mortgage to suit your needs. There is an added bonus for existing customers of Nationwide, as they are rewarded by an automatic charging of the lowest interest rate. The site is easy to navigate & simple to use. It provides guides to borrowing, tools & calculators, information on how to apply & descriptions of the Nationwide range of mortgages; everything to help the consumer make an informed decision. Customers are also offered the opportunity to view their mortgage online. HSBC: Nationwide provide a range of products to suit a variety of customers, from first tim e buyers to those seeking to remortgage, flexible mortgages to fixed rate mortgages. Nationwide hopes to find the best mortgage to suit your needs. There is an added bonus for existing customers of Nationwide, as they are rewarded by an automatic charging of the lowest interest rate. The site is easy to navigate & simple to use. It provides guides to borrowing, tools & calculators, information on how to apply & descriptions of the Nationwide range of mortgages; everything to help the consumer make an informed decision. Customers are also offered the opportunity to view their mortgage online. Freedom Finance: Freedom Finance honour their name by being most accommodating to almost any financial situation. They provide mortgages for purchase or remortgage, schemes for clients with no proof of income and will ignore all CCJs, arrears or defaults. Freedom Finance boast a personal service, 24 hours a day and 7 days a week, and are contactable by email, telephone or post. The site is very informative about all of Freedom Finance’s products and most consumer-friendly.