Easy way to do your banking (hsbc.co.uk)

Member Name: Rook252

Product:	hsbc.co.uk
Date:	13/02/09 (38 review reads)
Rating:

Advantages: Quick, reliable

Disadvantages: Can't pay in cheques through the dvd drive!

HSBC's online banking system is one of the best I have used, and I have had the opportunity to sample several online banking systems in the last few years. The system seems very secure, a long personal identifier is assigned to you, which you quickly memorise if you log on daily to check as I do. You then have to enter your birthday, and 3 digits of your password number (you get to choose this). These three digits will change throughout the day, so even if someone did find out your number, for example by looking over your shoulder, it won't be the same when they try to log on later. Online all your accounts are listed, and you can instantly transfer money between your accounts, or make a payment to a credit card, or pay a bill. I have used HSBC's online banking for nearly ten years now, and not once in all that time have I ever known the service to be down or unavailable, so I consider it very reliable, and I now use it for all my banking needs, rather than face HSBC's horrendous offshore call centre.

Summary: Reliable banking