ICICI Instant Access Savings Account Reviews

Newest Review: ... they aren't British and it is all an online thing but they are FSCS (I think) approved up to £50,000 and I don't have anything near that so I figured I would be ok. I have had to call them a few times to sort out things like passwords and the call centres are based in India and I found it very hard to communicate with the person on the phone but eventually we got there and my problems were resolved. This bank only really gets in touch with you to tell you rate changes, and when your account matures (my mum got one that expired a few months ago) they don't send you much post, nothing you don't need and no spam, its great. The login is ok ... more
Customer ICICI Instant Access Savings Account Reviews (3)

by - written on 08/05/10 (Very useful, 37 readings)
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I have been banking with ICICI for about 2 years and have both a fixed bond thing, and an instant access savings account. I opened them both because at the time the rates were high and at the top of all of the rates tables but no I think my instant access one has fallen through the roof and I have no idea (fixed bond at 7% though oooh yeah!). Regardless I still have it there because I am lazy, and there isn't much money in it. I was a bit apprehensive at first because I had never heard of them, they aren't British and it is all an online thing but they are FSCS (I think) approved up to £50,000 and I don't have anything near that so I figured I would be ok. I ... Read the complete review

by - written on 28/10/08 (Very useful, 177 readings)
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I was somewhat dubious when my dear husband persuaded me to open an account with Icici. For a start, there's the name, which sounds made up, the fact that it's an internet only account (my hard-earned savings, lost on the net!?), then fact that I'd never heard of them didn't help inspire confidence, and the fact that their parent bank is Indian made me wonder if their customer support would resemble that of various India-based call centres I have been redirected to lately! However, the experience has been far from excruciating. Unlike other savings accounts (naming no names!) the interest rate, which was the strongest incentive to set up the account, has ... Read the complete review

by - written on 19/09/06 (Useful, 862 readings)
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As with many people that had opened accounts with this bank, I too opened one due to it being at the top of many rating tables. 5.15% with no min limit on how much you must save per month, and no min time limit on how long the money has to sit in there. It is a good pot for a rainly day. My personal experence, just like the rest here, fill in a few forms online and they emailed me back requesting a few documents. However I do not want to spend money sending things like my passport by special delivery, so I called them up and asked if I can bring them into their Manchester branch instead. They told me no problem. For once a bank that is NOT british and yet ... Read the complete review
