ING Direct Reviews

I have held accounts at ING for several years now, after being recommended by an independent financial advisor. At the time the rates were quite high (around 6%) and it made sense to take advantage of them. Unfortunately now the credit crunch has hit hard, interest rates are ridiculously low and I've withdrawn all my funds from ING as ...  Read the complete review

I didn't choose ING Direct - I had, now it appears unwisely deposited funds in the now defunct Kaupthing Edge and I was transferred to ING. I was pleased initially, obviously because my deposit was safe. I decided to wait until the funds transfer was complete and move my monies to somewhere of my choosing. So by best recommendation is that my ...  Read the complete review

ING Direct is an excellent way to manage your savings online. I have been an ING customer for around 8 years now and I'm very impressed with their service. ING is a dutch bank that has expanded into the UK market over the last decade or so. They currently offer savings accounts, mortgages and home insurance which can all be arranged ...  Read the complete review

Last year I was lucky enough to clear my debts and start on the journey to save for my first home so I was looking for a new savings account. You have probably been living under a rock if you haven't heard of ING Direct before today, they frequently advertise on the television and before I joined the bank I was getting promotional ...  Read the complete review

A few years ago I decided it was high time I got myself a decent savings account. At the time Ing had a number of adverts on TV and after seeing these a few times I decided to investigate. I went online to www.ingdirect.co.uk and found a simple site which gave me all the details of the current interest rate and best of all I could apply there ...  Read the complete review

Even though it is an online bank, ING is the best bank out there, and just keeps getting better! I have been a member for about 5 and a half years, and have never had a single problem. During those years, my interest rate I received from them was much higher than any savings account I was aware of. Also, my CD's got a higher ...  Read the complete review

i like ING direct, but their rates have been going down down down. they care very much about hooking you in with a good initial rate, but once you have been with them more than a year it doesn't seem like such good value. plus their website goes "offline" at 1am EVERY night, without fail (prevents you logging in and asks you to call ...  Read the complete review

I'm always looking for a better rate for my savings and having maxed out my cash ISA allocation for the current year I have to pay tax on the remaining savings I have so finding a good interest rate is important however I do want instant access to my money ratrher than tying it up and I find that internet based savings accounts tend to offer good ...  Read the complete review

Be Very careful with ING! THEY decided to close my account b/c I opened an account for my 10 yr-old niece (who isn't a registered user on my checking account). They didn't like that and closed it and said "we could no longer have a financial relationship." I was Very surprised by this & have been Waiting and Waiting to receive my funds. After a month, I called. They said they have 60 days to close your account!!
Be careful, if you think you will Need your money, you could be in for a surprise!

I am discouraging Everyone I know from doing business with them. I don't think this will be a very successful with Americans as we are accustomed to Customer Services, at least to some degree.

One of the easiest bank accounts I have ever had. The interest rates on ING are not as good as they used to be. They offer attractive rates for new customers (6% last time I looked) and give existing customers less (4.75% after you have been with them 12 months). Because of this I tried to open an IceSave account. See my ...  Read the complete review

ING is a Dutch bank offering very competitive saving rate of 6%. The bank was formed 10 years ago and since has become the leading provider of savings account in the world with more than 20 million customers. In UK it has one million customers. ING really does offer a very attractive product in savings. Open a saving account with as ...  Read the complete review

ING were not only one of the first but they were always one of the better online account providers. Dutch owned they have been trading in the UK for just over four years and about a year ago they reached the 1 million customer mark which is no mean feat in the very traditional and slow moving UK banking world especially given that they do not have ...  Read the complete review

INGDIRECT is internet bank. It provides mortgage, home insurance, savings account and ISA, both of which pay 6%. ING direct began trading in UK in 2003. It is part of International Netherlands Group. I opened saving account with them. It was so easy to do. Filled in a form on their internet site. 4 days later recieved details ...  Read the complete review

I joined ING Direct with the aim of creating an account online that I I could transfer money electronically into from my current account with HSBC. My current account pays hardly any interest at all! Most don't, some do. I choose ING Direct because of the advertising and no hassle approach and because of the competitive interest rate ...  Read the complete review

The recently increased rate to 4.75% has meant that the ING direct account is much more competitive. Very easy to start and transfer money, the account can have several 'sub-accounts' (to split money up for various savings). To begin, you need to log on and then send a check from your normal account. This will allow you to then ...  Read the complete review

Turn Pence into Pounds like Magic Personally, I'm a lazy saver - Although I'm not a particularly great business woman, I do like my pounds to earn a bit when I'm not looking. I have to admit, ING takes care of several pence while you look after the pounds (or perhaps I've mixed up that metaphor…..) ING offers perhaps ...  Read the complete review

I like to think that I'm good with my money. I manage to save a reasonable amount by using an ISA which I top up with the maximum amount each April from my savings account. Any extra money each month finds itself quickly moved into my savings account. But was I getting the best I could from my savings? The answer was no, not really. I ...  Read the complete review

Disclaimer: This review reads like a comparison between ING and Virtual Bank. I've tried focusing on ING, but have left pertinent information regarding Virtual Bank for clarity. Bank Credibility ING Direct is backed by Dutch-based ING, and has been operating in the United States for over 100 years. Virtual Bank is the ...  Read the complete review

ING Rules! - Advantages: High Interest Rate, No Restrictions, Ease of use - Disadvantages: No Branches

Like many savers I am not always on the ball when it comes to checking that I am getting the highest interest rate possible on my hard earned cash. A few months ago I decided that I really needed to look at my finances to make sure I was getting the best deal on my savings. I wanted a savings account that would pay a high rate of interest, but I ...  Read the complete review