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Lloyds TSB... The Banks for your Daily Routines
Member Name: dave8london
Date: 12/09/08, updated on 12/09/08 (428 review reads)
Advantages: Easy to find branch nearby you. Good customer care services
Disadvantages: Hard to get Overdraft or Advance
Banking is a part of our daily life. Life is easier with good banking. There are too many banks these days in the market. Some of them are international banks, rest are national or local banks. Aa usual I have an experience with some of the good banks. Banks like HSBC, Barclays, Lloyds TSB & ICICI Bank UK LTD. All banks are good in some part & bitter in few areas. Now a days my bank is Lloyds TSB, it's good bank for simple daily routine activities like paying your bills, setting up direct debits, depositing your salary & income. Lloyds TSB is providing services to business & individuals, giving loan, mortgages, credit cards, savings, insurance etc. It providing many current account services like Classic Account, Classic Account with Vantage, Classic Plus. I have a classic account with lloyds TSB. It provides pin and chip VISA Debit card with account. Visa is accepted all over world with most of the stores & banks & also in cash points. I am using it hassle free for last many years. I am getting my salary in check & I use to pay in my account by visiting my nearest bank with ease, but it taking 4-5 working days to clear the check as like in other banks. If you looking for overdraft or advance than better to go barclays or HSBC rather wasting your time with other banks, because it's quite difficult to get from other banks due to there limitness. And the same thing is with Lloyds TSB. It realy need to be improved particularly in this part to stand with other banks. But it have small small branches all over uk covering a huge part, even in a small street you can find lloyds TSB bank near to you. Over all services of lloyds TSB are satisfactory.
Summary: Good for salaried person for day to day services
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