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The best features for me
Member Name: dillywhite123
Advantages: The systems they have a great for savings and budgeting
I have now been with the bank for a few months and have to say they are the best I have been with. I am trying to be a lot more frugal with a cut in wages etc and went there because of their money manager system and have to say it is brilliant. I went into the Brigg branch and explained I wanted to sort out my money properly. The lady spent half an hour asking the amount of my direct debits and opened a separate account for that amount to go into on payday so that could purely be for bills as I have a habit of dipping in when things are a bit tight she said they didn't have to put that on my internet banking or send me a card so I couldn't take it out even if I get tempted which is great for me. I told her I wanted to save a little each month but if something went wrong then I could access it so she set me a savings account and explained save the change feature which I thought was a great way to save a little and not even notice. Then she set up the money manager for me for my everyday account and I have really seen the benefit of this as you can set a budget for categories like food and going out etc this has made me realise I was over spending each month and not even knowing where it was going. The first month I was over on everything but now I keep and eye on it and have saved a lot of money on things I simply didn't need but wasn't even aware I was spending. Finally a bank that has all the features I want. I cant talk for all the branches but my local one are very helpful and really listen without trying to push products on you that you don't want or need.
I have now set up a savings account with a goal for my new car and I love the fact you can see how much more you need and put your own words in to motivate you and remind yourself why you trying to save all in all the features I want and great service too.
Summary: Great for the making yourself more frugal