where all my spare money seems to go (paypal.com)

Member Name: katie29

Product:	paypal.com
Date:	23/02/09 (197 review reads)
Rating:

Advantages: dont have to give out bank details

Disadvantages: none that i have had

****Paypal.com ****

**Signing up**
I decided to sign up to this site after i started using ebay as i noticed a lot of sellers only took payment from paypal. Getting an account was easy. You have to pick from three different types of account and these are:
1.Personal-for people who shop online
2.Premier-for people who shop and sell
3.Business-For merchants who use a company or group name
I picked the first option and had to fill in a few details. When you give them card details they deposit a small amount of money in your account. You then have to say how much they have put in and this helps verify your account.

**Using it**
First of all you can still use your paypal account even if you are not verified. However if you do get verified you have a higher sending limit .I like using it on ebay and other shops such as topshop as i do not have to give out my card details. It also means that the seller will get their money quicker than say cheque therefore i should get my items quicker. My money never makes it to the bank transfer stage so i can not comment on that.


**Anything else?**
I haven't had much experience with the resolution centre or anything like that. The only time i had to complain about an ebay seller they refunded me within 30 days which i thought was quite good. Also late last year i had to upgrade my account from personal to premier and i thought it was really easy. It only took about 5 minutes!!

Overall i have had mostly good experiences with it so will continue to use it.

Summary: worth having,secure