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Be consistent with your payment option
Author Name: Revert
Advantages: Transfer money
Disadvantages: Time, customer service, website information
I have been using PayPal for years now, and before today would have recommended it to anyone. But now, unfortunately I am not a fan of the site - and rather frustrated that I need to use it as I know no other way to transfer my money from the US to the UK. I tried to transfer money a day ago - I've done this every month for over a year with no issues - and was told my payment was under review and would be available in my account in 24 hours. Well I checked back today and it wasn't. I tried to look at the details of the transaction, and there was no helpful information. I tried looking at other possible solutions, and found nothing. I then saw the option to refund the payment. I clicked on what that meant, and it explained how the whole amount would be refunded - that PayPal would graciously refund the massive fee that they took from me. But there was no mention as far as I am aware of how long it would take. I then refunded the payment and was informed that it would take a WEEK to process! I proceeded to send an e-mail - which would take 24-72 hours to get a response, and called them - which I was reluctant to do as I get charged for the call. The guy was not very helpful, and had a very annoying voice. I felt as though he was just reading a script because whenever I asked a question he would just respond by saying "Well just let me explain to you the process so you can understand...." Which I found very condescending. He then basically informed me that it was my fault because I should have called first - and get charged! - because now there is no way to stop the refund. And they might have been able to do something before that.
I just warn you to make sure you are consistent with the payment option you choose. I have been doing this for years and figure they were all the same time wise, and they are NOT. I am not very impressed with the service, and mainly the website, as it is very confusing and not a lot of substance to the "answers" to questions/queries, which is what led me astray.
Summary: Use if you need to, but be aware of what you are doing, and be consistent!