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Always There with a Smile -  smile.co.uk Bank
smile.co.uk 

Newest Review: ... can pay money in at the post office or at cooperative bank branches. It is better for the environment as you don't get sent statements or... more

Always There with a Smile (smile.co.uk)

tigtwo

Member Name: tigtwo

Product:

smile.co.uk

Date: 07/08/06 (176 review reads)
Rating:

Advantages: 24Hour service, 365 days a year. Never closed!

Disadvantages: No real face to face contact Having to que at the post office!

It doesn't matter if your a big or a small account holder everyone is treated with the same curtisy. Their current accounts are easy to manage and I love the way they email you to let you know when your statements have been updated, so much easier than waiting for the post or having to visit the cash machine. Which brings me to another point, cash machines, they're all over the place. All your usual banking can be done on line and contact is only a quick email away. Security is excellent and should you need to speak to someone, a phone call usually does the trick. You are treated like a human rather than, as with some banks, a number. The only drawback is the fact that money/cheques have to be paid in at the post office, which usually means a wait, which can be a pain. Paying in facilities at the cash machines would be great. Management please note.

Summary: Always available. Easy to use. Excellent service

Last members to rate this review:
(12 members total)

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Overall rating: Somewhat useful

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Last comments:
freediveheaven

- 09/08/06

Can't see them adding paying facilities at cash machines as they would incur costs paying all the machine owners to process the payments on their behalf which would significantly add to their costs.
hecateh

- 08/08/06

The disadvantage you don't mention is that paying in at a post office means it can take 8 days for any cheques to clear. To me this is not acceptable in this day and age.
anonymili

- 08/08/06

You've not actually mentioned the company name once in your review, in my mind this review could apply to pretty much any bank. I would rather have seen more information in the review about WHY smile is better than other banking establishments. Let me know if you update with more detail and I'll be happy to rerate. :)


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