American Express

The American Express British Airways Airmiles credit card. I applied for this credit card back in February this year through the cash back website Quidco - therefore earning a £35 cash incentive to do so. As this has just been paid to me today I thought that the time was right to write a review of my experience so far. I chose this credit card as I do a lot of travel with work so I am always using my credit card for work expenses. I pay the balance off in full every month so I am not motivated to choose a card based on interest rates but on what the credit card company will give me for choosing their card. I have had an Egg Money cash ...

The American Express Platinum credit card is a must have for anyone that spends money and can mange their finances to some degree. The biggest appeal of the card and my sole reason for applying for one was its cash back reward system. The Amex offers 5% cash back for the first three months up to a maximum of £2000 (£100 cash back). For the remainder of the year you can earn up to 1.5% cash back dependant upon how much money you spend on the card. Admittedly you are not going to get life changing sums of money back but if the choice is to get some back or none at all, I know which I prefer. Cash back is sent in the form of a cheque on the anniversary of your ...

I applied for the American Express platinum card because of the initial offer of the 5% cash back for the first three months after which it then goes to 1.5% if you spend a certain amount which is slightly better than a lot of the other cashback cards on the market at the moment, if you don't spend the guideline amount then the cashback drops to 0.5% which isn't so great. I use my American Express in place of my debit card and conveniently arranged a direct debit from my current account to pay the balance off in full every month so I can benefit fully from the cashback. I use it for shopping, petrol and any other purchases where it is accepted as ...