AMEX nectar card (American Express)

Member Name: kappari

Product:	American Express
Date:	03/08/08 (316 review reads)
Rating:

Advantages: collecting extra nectar points

Disadvantages: not accepted everywhere

I applied for an AMEX nectar card so that I could get extra nectar points every time I use it....This is a great facility to have as i can still earn nectar points even if i do my shopping at one of the other supermarkets. I must admit I was incentivised by the offer which was to be credited with 5,000 nectar bonus points when I spent £200 on the card plus double nectar points for the first 3 months.

I do do most of my food shopping with the AMEX card. You do have to be dsiciplined however and I put the money I have spent on shopping into an easy access savings account and pay it off at the end of each month...so as well as gaining extra nectar points I do get a little bit of interest too.

Other advatages are that you can also get 2 points for every £1 spent on the Card with Nectar partners and 1 point for every £1 spent on the card elsewhere.

Benefits include purchase protection so if items you buy with the card are stolen or damaged inside 90 days they are replaced or the cost refunded.

One of the main disadvantages iof AMEX is that not all retailers will accept the AMEX card and I feel a bit embarassed when i try to use the card and am told that it is not accepted.

Summary: used sensibly it helps to gain extra nectar points which are always useful