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That will do nicely -  American Express Credit Card
American Express 

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That will do nicely (American Express)

mandyhaley

Member Name: mandyhaley

Product:

American Express

Date: 14/11/01 (1006 review reads)
Rating:

Advantages: Free BA miles

Disadvantages: Not widely accepted

I must admit that I have several credit cards. As well as the usual Visa and Mastercard I am also the proud owner of an American Express card. Why do I say proud? I suppose that since I was younger I have always regarded American Express cards as being a little more exclusive than the average credit card. Perhaps with the introduction of gold and platinum cards that is no longer true.

Here are the key facts?

· My American Express card was issued through the British Airways Executive Club. It was issued free for the first year (in fact, I was given some bonus BA miles as a ?thank you? for taking out the card).

· Providing you spend at least £2000 per year in subsequent years it is free, otherwise there is an annual charge.

· The interest rate is currently 1.52% per month, although no interest is charged if you repay in full by the required date.

· You earn 1 BA mile for every £ that you spend on the card. However, don?t get too excited, as you will need 13,000 miles for a free flight to Paris.

The main drawback is that an American Express card is not widely accepted. I would not recommend that you have one as your only credit card ? I use mine mainly as a back-up to my other cards, and as a way of saving BA miles. I would dare to say that there are no places that accept American Express cards, but don?t accept either Visa or Mastercard.


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Overall rating: Very useful

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Last comment:
sannytq

- 16/12/03

good review. the only reason i don't have american express because it is not widely accepted. I use Visa and mastrcard. But seems like you are earning miles with this card. good for you.


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