The most exclusive card in the world- Centurion (American Express)

Member Name: Redpen

Product:	American Express
Date:	28/05/03 (21081 review reads)
Rating:

Advantages: You know you've made it when your offered one

Disadvantages: Acceptability

Having more than 20 Credit, store and charge cards, including gold, platinum, Diners and world signia cards. I must say that I have found The American Express Centurion card to be one of the most useful and most rewarding card to use.

I have had the Centurion card for about ten years now. I was invited to Join the exclusive club after having a platinum charge card and regularly using it (at times spending more than £10,000 per month) I always ways make a point of paying off my balances on all my cards every month, (it's the only thing which allows me to sleep at night!!)

There is a fee of 700 hundred pounds per year for this card, which i feel far out weighs the benefits of this card. (besides the best things in life don't come cheap) Free upgrades at the Hilton and the Plaza are particularly useful. Upgrades on airlines and getting tables in a number of Michelin star restaurants is very easy, recently had no trouble booking at the Ivy or Le manoir aux saisons (my French isn't great! it's Raymond Blanc's restaurant in Oxfordshire) The concierge service is a must, knowing my travel arrangements are in safe a secure hands is very reassuring.

Membership to the Centurion club includes, Travel insurance, purchase protection and fraud guarantees, which are all good to have. Also knowing that if you ever in need know that someone is there. For instance they will replace lost travelers check immediately.

The only problem i have found with the card is it's not accepted everywhere, but hey it's exclusive! Acceptance is better in the US, which is good for me as a regularly travel to the US on business. The only advice I would give you is have a Visa or MasterCard handy just incase. The world Signia MasterCard from Coutts is accepted with the same warm welcome as the Centurion card.

The centurion team makes regular contact when there is unusual activity on my account. There service represents the pinn
acle of exclusivity and customer service. There is no preset spending limit which is particularly good where purchasing large items (like cars, which the team are so used to me buying they don't every query the payment!!)- Although I haven?t yet attempted to buy a house on it!!

I found this out through a friend who now lives in the US that this card can be used towards an US credit rating. For certain legal reasons credit cards can't. This could be a major advantage for anyone who is thinking of moving to the US.

I wouldn't call the card snobbish, I am not a snob, I do however admit to working extremely hard and liking nice things- can anyone put me down because of that?? Yes this card does attract a certain class of person, and it gives them the exclusivity and prestige they deserve, therefore making there lives more comfortable and easier.

I would recommend this card to anyone- if you get the chance to join don't turn it down.

NB APR N/A because it's a charge card

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