Bank of Scotland Reviews

I have a visa card through this bank and I am very unhappy indeed. I forgot to pay them a few months back because my youngest son went into hospital for 6 weeks, I rang them and explained the situation and why I was late and paid the outstanding amount, I also asked whether it would show on my credit rating, the lady I spoke to assured ...  Read the complete review

Last year I took out a Bank of Scotland affinity credit card to benefit the Cats Protection League and set up a fixed monthly payment through Direct Debit. On 4th December 2003 I telephoned Bank of Scotland to change this instruction to the minimum payment. On 12th December, I received a statement dated 5th December. The statement ...  Read the complete review

I recently forgot to make a payment for the first time in years and was surprised to be billed not only at their exhorbitant interest rate but also fined £25. What is this for? When I tried to call I found their old number had an anouncement telling me to call 0845 which charges more to connect to. Then I get a robot asking me for the expiry date ...  Read the complete review

I have had a Bank of Scotland Master Card for a couple of years now and have never had any trouble with it. There is no annual charge (which is great) and, as it's an affinity card, for every £100 I spend, 25p is donated to the good cause of my choice (the Red Cross). I'm not sure if every good cause is supported but I think there's ...  Read the complete review

The One Visa card from The Bank of Scotland is the card that would suit me best if I were not a student. The only thing that makes me use my NatWest Student MasterCard more (see separate op, under NatWest) is that I get a good APR on the NatWest one while I am a student, and I can view my account on-line with NatWest. The One ...  Read the complete review

I find the BoS credit cards so good that I have 6 of them. The first reason is that BoS don't go putting silly charges on everything. There is no annual fee, and the usual length of interest free period. Best of all, there is no fee on the optional credit card cheques. That means you don't pay until a month after they have cashed ...  Read the complete review

Every one needs a good credit card, but you also need a good company to go with it that won't rip you of at every opportunity, and that is one things these guys won't do, they give you the most competitive rates available and are always looking out for ways to keep your payments low and also provide some excellent incentives from free pet ...  Read the complete review