Newest Review: ... I need glasses) I am writing this review now since my BarclayCard internet access has become pretty much unusable for the last 4 days ... more
Great all round card
Member Name: n1cknick
Advantages: Give offers to existing customers too
Disadvantages: None so far
I have had a Barclaycard for years now - i think it must be one of the most famous cards around. I originally got it straight out of uni in order to do a balance transfer as they had a 0% rate which appealed to me as you could use it for balance transfers for 9months or on purchases for 3months. As i was waiting to start my job it was a great way to make some essential purchases without losing cash in the bank and i just made sure i paid it off within this 3 month period.
Since then i have used the card on and off depending on when they have balance transfer offers and 0% on purchases offers - they often send existing customers deals too - it's not just for the new customers which i think is a great idea as it creates loyalty.
Compared with other cards the purchase interest rate as standard was about 19.9% last time i checked so about average at the moment but i still recommend paying off the whole balance each month if you intend to use this card for purchases.
You can use the card almost everywhere - Barclaycard now have a Visa and a Mastercard (mine is a Visa) which are both recognised all over the world.
Summary: Great for Barclays customers and anyone wanting a reliable card
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