| Product: |
Cahoot |
| Date: |
31/10/02 (282 review reads) |
| Rating: |
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Advantages: Prevent's overcharging, No need to use your real credit card number online
Disadvantages: None I can think of
With Cahoot's Webcard you get a new credit card number for every purchase and what's more, YOU control how much money can be charged.
Each Webcard is only valid for a month & once it's used it is invalid. An old Webcard is no use to hackers or dubious traders, and it's easy to check if a payment has been taken.
The Webcard is an optional extra feature with Cahoot's regular credit card.
Once you've signed up you download a browser plug-in (uses flash).
Run the software to display a virtual credit card on your screen, log in and specify an upper limit and it will generate a valid number, expiration date etc. These can even be dragged and dropped onto your order form.
You can apply for a Webcard when you sign up for a cahoot's credit card, or afterwards at www.webcard.cahoot.com (you can find the software and full details of the Webcard there too).
Oh yeah, they have a very reasonable interest rate too - 7% last time I checked and options to suit most people, whether you just pay the minimum, or clear your balance monthly. And you can configure your account to automatically direct debit the outstanding balance on the day you chose.
See www.cahoot.com for full details.
Summary:
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Last comments:
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- 31/10/02 This sounds a good idea, but I have heard other stories similar to sidneygee's. |
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- 31/10/02 Problem with 'Cahoot' is that it is difficult to get responses from them. By my reckoning, they get an average of 7,000 email messages a day, and I reckon that they ain't got the number of staff to deal with this level of queries.
We want a 'Certificate of Tax Deducted ' and have been waiting 6 weeks, im spite of emailing 3 times and two telephone calls.
To deal with Web orders, I use a Marbles card with a limited credit limit (£600). They guarantee you against dodgy deals, and the limit will limit any problems in any case. |
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- 31/10/02 Sounds like an interesting idea, but Cahoot think I'm too young for an account with them, let alone a credit card. I usually stick to sites I know are secure when I'm buying online, and luckily my credit card is automatically insured by the bank, so if it is used fradulently, I don't have to pay for any of it :) |
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