by - written on 20/06/07, updated on 03/11/09 (Very useful, 247 readings)
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I'll be honest, I never for a moment considered opening any sort of an account with Cahoot. Their savings account only offers so-so interest rates. I'm really not looking for another current account, certainly not in order to change from my existing bank. I definitely don't need another credit card, at least, not a standard credit card ... Read the complete review
by von - written on 30/12/06
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Cahoot - They rip you off Give you initial low interest rates then gradually over the last year they have increased it by 100%, my loan started at 6.9% and they have increased it gradually and now they have increased it to 14.9%. They welcome you as a new customer then increase charges and interest once they have you - my advice ... Read the complete review
by - written on 01/04/03, updated on 01/04/03 (Useful, 117 readings)
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You know the NatWest adverts, where customers 'enthuse' about how their bank has cut their service levels 'in order to provide a better service'? Every time I see or hear these, I think of my experiences with Cahoot. The thing with Cahoot is, I don't think it's fundamentally a bad product. I like the ... Read the complete review
by - written on 29/01/03, updated on 29/01/03 (Useful, 184 readings)
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Being a bit of an internet junkie, if there's anything I need the net is always the first place I look. CDs, books, games... and bank accounts. I'm fed up with paying Lloyds TSB £5 every month for 'extras' that I don't want, and I'd also like a bigger interest free overdraft than the hugely generous £50 they ... Read the complete review
by - written on 31/10/02, updated on 31/10/02 (Useful, 357 readings)
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With Cahoot's Webcard you get a new credit card number for every purchase and what's more, YOU control how much money can be charged. Each Webcard is only valid for a month & once it's used it is invalid. An old Webcard is no use to hackers or dubious traders, and it's easy to check if a payment has been taken. ... Read the complete review
by - written on 15/09/02, updated on 15/09/02 (Useful, 124 readings)
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I am one of those people that will change banks or credit cards at the drop of a hat, there isn't anyone out there that seems to care about loyalty or even basic customer care, so why should I have any to them. So when Cahoot began their online banking system I thought I will give this a go and see what is was like. ... Read the complete review
by - written on 31/01/02, updated on 31/01/02
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Don't quite understand why everyone hasn't got one! - Advantages: Simply the best deal out... none of this Egg style introductory rates which then shoot up after a few months, only 8% APR, and loads of flexible options on payments / fees / etc, At the moment they've got a 5% balance transfer offer on too! - Disadvantages: No loyalty scheme yet
by - written on 03/12/01, updated on 29/09/02 (Very useful, 374 readings)
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In my other opinion on the subject of Cahoot finance, I praised their responsible attitude to tempering loan requests with a degree of realism, i.e. I wanted to borrow £11,000 for a new car purchase, and they would only lend me £8,000, presumably on the basis that they had never heard of me! Anyway, I took the loan out, and paid ... Read the complete review
by - written on 17/10/01, updated on 11/12/01 (Very useful, 143 readings)
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I was attracted to Cahoot by an interest free offer and I am glad that I was tempted. I had reservations about Cahoot as I had previously had trouble with their parent company Abbey National. Cahoot has been one of the best financial decisions I have had the fortunes of making. I have had a situation where a supplier went bankrupt ... Read the complete review
by - written on 12/10/01, updated on 12/10/01 (Very useful, 232 readings)
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After comparing interest charges and suchlike between various online credit cards, I decided to apply for a Cahoot card so that I could transfer the balance of my then credit card who were charging 19.00% APR compared to Cahoot's 7%. There are three types of credit card, each one with different benefits depending on your spending ... Read the complete review
by - written on 30/09/01, updated on 30/09/01 (Very useful, 96 readings)
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If you dont pay off the full balance of your credit card every month by applying for and using a Cahoot Visa issued by Abbey National you could save yourself a lot of money. The credit card is a fairly standard offering with the option to transfer your balance from another credit card, so far so normal, but the normal interest ... Read the complete review
by - written on 05/08/01, updated on 05/08/01 (Very useful, 146 readings)
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When ? What do I remember ? I remember a sunny morning just over a year ago when a colleague told me about Cahoot, the Internet Bank launched by Abbey National that was offering a credit card with a 0% interest rate for a year !! I remember rushing to their website, filling in the application, waiting for the postman ... Read the complete review
by - written on 04/05/01, updated on 04/05/01 (Useful, 123 readings)
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When I recently opened a credit card account with Cahoot, I thought wow what a low fixed interest rate. I'm not one generally for the initial 6 month low percentage gimmics as if you are anything like I am, it will probably take a bit longer than 6 months to pay off. By which time the interest rate has gone up to 16% again. Anyway, ... Read the complete review
by - written on 22/03/01, updated on 22/03/01 (Very useful, 434 readings)
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Silly name. Why do all web companies have to have silly names. Then again, I'll let them off. Why? Because they offered me 0% interest for one year on my credit card. This offer is now closed, but it got me out of tight hole. And now I've just signed up for their current account. Why? Because not only do they offer ... Read the complete review
by - written on 27/02/01, updated on 27/02/01 (Useful, 42 readings)
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For people with large existing balances, the cahoot credit card is a must. I believe that the balance transfer offer may end any day soon and I have no idea if they will replace this with a different offer. Either way, I would have transferred the balance from my existing credit card to cahoot simply for the money I save in ... Read the complete review
by - written on 10/01/01, updated on 10/01/01 (Useful, 138 readings)
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Cahoot, an offshoot of the Abbey National, started up as an online bank at the back end of 2000 and offer current and savings accounts. I've tried neither of these services,however, as the killer for me is the Cahoot credit card. TV and tube ads announce this as a fresh idea, and it sure is. Transfer the balance of an ... Read the complete review
by - written on 19/11/00, updated on 03/03/01 (Very useful, 521 readings)
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Being a serial surfer I'm always interested in good credit card deals.Although I have four cards only one has a balance at any given time.Although I don't have much debt I strongly resent the way banks reward apathy by hiking up rates after an attractive low rate ends. The recent press relaunch by Cahoot therefore ... Read the complete review
by - written on 15/11/00, updated on 15/11/00 (Useful, 73 readings)
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Cahoot is now offering 5% cashback for new credit card customers who transfer their balances to the Cahoot card! So, for example, if you currently owe £3,000 on your existing credit card, and you transfer this balance to Cahoot, you will get £150 cashback, which will be deducted from the total amount you owe. On top of this, the ... Read the complete review
by - written on 05/11/00, updated on 05/11/00 (Useful, 70 readings)
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Swayed by their advert for 0% credit until June 2001 I applied straight away and my card promptly arrived a week later. I was a bit dissappointed with the design choice but thats not really fundamental is it. Since then there have been a few teething troubles. You can change the amount to pay using the internet which would be ... Read the complete review
