Capital One

This is a review of the Capital One "Classic Visa" 34.9% credit card, exclusively designed for those that wish to improve their credit rating. Before I begin my review of the card, I should issue a warning for those of you thinking of applying. Please remember, credit cards are just that: cards that operate on temporary credit. At the end of the day the money is yours and you will have to pay off the debts you have built up through the card. If you abuse or misunderstand the correct use of a credit card, you will be stuck with a huge amount of interest to pay (34.9% remember!) or in a cyclic "stealing from Peter to pay Paul" ...  Read the complete review

CapitalOne fraud department is so daft it beggars belief. They told me there had been a possible fraud commited on my card. A business I had dealt with; may or may not have had a breach of security may or may not be being investigated by CapitalOne may or may not be being investigated by the police may or may not still be trading may or may not have fixed the problem and may or may not try to defraud me again in the future. The only thing that CapitalOne were sure of is that they would not tell me which business it was. How can I protect myself from fraud if CapitalOne refuse to pass on enough information for me to do so. Maybe ...  Read the complete review

I applied for a Capital One card as one of my first ever credit cards. As long as you are over 18, resident in the UK and have not been bankrupt you are pretty much guaranteed to be approved for one of their standard cards. Many people use it as a credit building card if they have previously had bad credit as most people receive a low limit initially and this increases as you meet the payments required and as your credit score improves. I applied online for this card and chose the standard card as you could have a print of an animal on the card which i thought was different so i went for the tiger. The process was quick and simple and i ...  Read the complete review

I do have alot of problems with credit card companies in general due to having owned a few in the past. From Capital one to Mastercard and I can not say any of them vary really in their codes of condut. I will definately say that capital one have got to be the worst they send you their cards even if you are not working how can they be able to do this it should be made against the law. People on low incomes who struggle to get by are offered huge amounts of money that they can spend it is like dangling a carrot infornt of a donkeys face. If you miss a payment then you have a phone call the next day questioning you or threatening you there should ...  Read the complete review

We have a Capital One platinum credit card which we have had for several years. We liked the fact that they have id fraud protection, as someone who has been a victim of this in the past it was important to me. Also their low interest rate of 9.9% was very appealing, be ware though this doesn't last (more on that later!) ON fraud protection and id fraud they are so hot it's truley scary! We have had our card replaced on no less than 7 occassions due to fraudulent (real or suspected)activity on our card. On 3 occassions fraud had actually taken place. In the first, someone was having a lovely time buying super outsized sportswear in the Houston, Texas, US fat ...  Read the complete review