capital one are not great (Capital One)

Member Name: barbie84

Product:	Capital One
Date:	29/12/07 (338 review reads)
Rating:

Advantages: low interest

Disadvantages: low credit limits

capital one is one of the lowest interest cards on the market these days and offers some great transfer fees, 0%aprs and various other offers but be wary of anything that sounds too good to be true.

I applied for a capital one card a few months ago as i wanted to transfer a balance from another card and take advantage of there 0% apr on balance transfers for 9 months which i thought was great but they do not tell you during or streight after the credit limit on your new card, it is only once the card arrives you will find out your limit.

capital one set the majority of new customers card limits at £200 which is not realy any use to anyone as a balance transfer is it?

Because of this i never used my card but now recieve at least 3 telephone calls a week from capital one advisors enquiring about me not using my card, they just dont seem to understand why there card is of no use to me.

Summary: not realy any good as a balance transfer card