Capital One Reviews

After being Capital One customers for several years now, we've recently fallen into financial difficulties and missed a couple of payments for the first time. We have several creditors who've been hounding us with repeat phone-calls - but I have to say that Capital One have been the best of the bunch. Their support and customer service ...  Read the complete review

Capital One was the first credit cards I was ever issued back over 10 years ago and for the longest time I really enjoyed using them, despite the fact I was paying a $60 annual fee for the card. The customer service was good and I was getting rewards on my purchases and everything seemed great. About three years ago ...  Read the complete review

ok so i've had credit for insurance,mobile phones etc but had problems getting a credit card because i've moved around a bit, was recently accepted by CapOne for their Progress card. All-be-it a poxy £300 limit its good to see that theres now ways for us to get a foot on the ladder again. Yes their call centres are foreign and very ...  Read the complete review

Made my payment by the due date, was thanked for my payment on that day at 20 times the amount that was due,then recived a fine of £12 for LATE PAYMENT, CAPITAL ONE SUCKS.

I have a fabulous credit score because I have my credit cards (as few as possible) paid automatically out of my bank account every month. I paid off my mortgage and paid cash for my used car. You can hate me. I have a $46,000 credit limit on my Mileage Plus card which I did use when I paid for my wedding but paid off immediately. I ...  Read the complete review

I took out a Capital One card a year ago when I was working full time since then I have been diagnosed with a terminal illness, I called their "customer call centre" like others I could not understand a word that was said and the repeated scripted answers nearly drove me insane!!! I have been advised to send in and income and ...  Read the complete review

Quick Intro: I consider my credit rating to be 'poor', it's not that I have a history of bad credit, it's that I have no history of credit, especially at my current address. Based on my circumstances I researched cards likely to accept me and like many others I was quickly directed to the 'capital one classic' card. It's main ...  Read the complete review

CAPITAL ONE ARE A COMPLETE JOKE and a company that really needs to sort it self out. I would highly reccommend that people looking for a card go elsewhere. I have spent 2 days of heartache and tears trying to clear my new husbands bill. They made this very hard and the process sucks. there attitude which is stated from a person we spoke to at capital one that they dont send you details etc to ask for payment but will leave it to mount up on interest then slap you with a bill 20 years on when you owe thousands. PLEASE THINK HARD BEFORE USING THEM I REALLY ADVISE YOU NOT TOO!!!!

I'm not even a customer of Capital One, and over the last week I have been receiving 4 or 5 nuisance telephone calls from them. They ignore all attempts to stop them. If you are thinking of using Capital One I would suggest that you look elsewhere, they obviously have no idea about privacy and from my experience they will ignore any attempt you make at stopping their unwanted calls. I repeat do not trust Capital One, for me they have proven themselves completely untrustworthy.

Capital One are complete rip off merchants, they vary the payment date of your monthly statement depending on how many days in the month there is? They have charged me a late payment fee on several occasions when I have paid 20 days in advance of the due date!!!! I have tried to call but it takes at least 15 mins to get through to someone who does not understand what I am saying. I have looked online and Capital One are being sued in America for making incorrect charges to clients and making fake offers to increase the interest rates. DONT GO THERE THEM!!!

I have not yet tested the capital one card so i will keep this review short and sweet. First of all my credit rating isn't the best and have had late payments in the past. However capital one accepted my application for the classic card allowing me to rebuild my credit rating up. The online application is very simple to use and ...  Read the complete review

I obtained a capital one card some time ago through a promotion, when their interest rate was low. They sent a card through the post, after a relatively straight forward application process. I then had to ring up an activate it before I could use it, which I believe is common with most debit/credit card companies. It sounds simple but I ...  Read the complete review

Is a credit card a good idea? I took out this card initially for emergencies and to try and rebuild my credit score as advised by MSE (Monesy Saving Expert by Martin Lewis). I checked it out and the place where I managed to obtain a card was Capital One. After filling out the paperwork and signed the contract etc I ...  Read the complete review

I opened up a Capital One credit card last February after paying off all our debts, but still having a bad credit rating. I'd heard through money saving expert's website that this was a good (but potentially expensive way) of getting back your credit score. Capital One work by offering you a card, but with a stupidly low ...  Read the complete review

I've had a Capital One Credit card for a good few years now, and haven't had any problems with it. I was approved about 6 years ago and was given a £200 credit limit. Not much for a credit card, but I thought it would just be a case that I kept my payments up to date and then the Credit limit would be increased, but I am ...  Read the complete review

In February, I applied for a Capital One Credit Card. I applied on and was approved instantly with a £200 credit limit, and received the card and pin within 7 working days. I recently had a problem, and am finding that customer service is really unhelpful. I was poorly for a long time and could not make any payments for three ...  Read the complete review

Capital one I had my card for a year and cut it up yesterday, don't know why I didn't do it before. I wanted a credit card to pay for some repairs I needed to the house, I was looking to borrow around £1000 so not much really. I chose Capital One as at the time it has a 0% on purchases for 6 months and I could clear ...  Read the complete review

This is a review of the Capital One "Classic Visa" 34.9% credit card, exclusively designed for those that wish to improve their credit rating. Before I begin my review of the card, I should issue a warning for those of you thinking of applying. Please remember, credit cards are just that: cards that operate on ...  Read the complete review

CapitalOne fraud department is so daft it beggars belief. They told me there had been a possible fraud commited on my card. A business I had dealt with; may or may not have had a breach of security may or may not be being investigated by CapitalOne may or may not be being investigated by the police may or may ...  Read the complete review

I applied for a Capital One card as one of my first ever credit cards. As long as you are over 18, resident in the UK and have not been bankrupt you are pretty much guaranteed to be approved for one of their standard cards. Many people use it as a credit building card if they have previously had bad credit as most people ...  Read the complete review