Capital One Reviews

DON'T put any money into Capital One Savings account. I had put a lot of money into there only to be told that I can not take any money out when I tried to withdraw some money. It was meant to be instant access savings! Furthermore, when I call their helpline, they put the phone down on me as they say they can not access my account. When I ...  Read the complete review

DO NOT DEAL WITH THIS COMPANY. They don't know what they are doing and they will mess up your account and you will not be able to get anyone to fix it. They were rude to me several times trying to solve my problems and they actually hung up the phone on me because they did not know what to do and they did not pass me to a supervisor. They ...  Read the complete review

~~ Disclaimer ~~ This review is based on my personal experience of Capital One which may or may not be representative of the company as a whole - you decide. My main "problem" experience with this company was in 2003 but all other details are current. ~~ Background ~~ I applied for, and obtained, a Capital ...  Read the complete review

I recently applied for a capital one Visa card. My friend had recently got one, and I liked the idea that they were a well known company and that you could also choose from different card designs. I got a reply back from capital one a few weeks later stating that I had been accepted for a capital one classic visa card, and ...  Read the complete review

For someone with a fairly low credit score Capital One was my obvious choice. It sounds good and to be honest starting with a £200 limit doesn't bother me. I use the card for day to day expenses and then pay the full balance on payday. So far so good. What I didn't like was the long processing time. I applied on line and got told that ...  Read the complete review

Over the past few years I have become one of those people who won’t stick to credit cards for very long, I like to switch between those that can get me a better offer time and time again. It can be a lot of hassle at times when it comes to the balance transfer and applying to new credit card companies etc but sometimes worth while. It ...  Read the complete review

Had my Capital One Platinum Card for 6 months now and I can only praise it. I have had many credit cards in the past but all with creeping interest rates etc etc. As for Capital One: Customer Service Excellent - Alhtough sometimes it takes a few clicks on the phone to get through to human voice my experiance is that they ...  Read the complete review

Established in the U.S.A in 1953 and in Europe in 1996,Capital one now has around 46 million customers worldwide. So what do they offer and how do they shape up? The Products ************ capital one are probably best known for their credit cards , as that what their .php?advertising campaigns are aimed at selling. There are ...  Read the complete review

I was quite disappointed upon getting this card, When I was 18 I thought I would apply for a couple for emergency use and the occasional purchase, I applied for a Barclaycard VISA and got one at 17.9% with a £400 limit and then the Capital One Mastercard, this arrived with a very disappointing in comparison 29.9% APR and only a £200 limit. I ...  Read the complete review

Where to start!!? A few years back i wanted to be able to buy things online. I was a student, and although i worked part-time and had a student loan, my bank wouldn't give me a switch card as i didn't have £700 going through my account each month. (i keep my finances in seperate accounts) so out of boredom i filled in a Capital ...  Read the complete review

I strongly advice not to get one. I had a credit card with them and ended up with a bill well over what I should of payed. They have no compassion and the only way to be safe with one of these is just use it for emergencys and pay the monthly bill on time. With my card they keep on taking the money out from my account early when there was no money ...  Read the complete review

When I became unhappy with my last Credit Card (See my review on the Goldfish card) I set about a search for a new card with a good cash back or points scheme. I didn't care what the interest rate was as I always pay the total off every month. My key items were: 1) Had to be a Visa or Mastercard (so the American Express was ...  Read the complete review

Well if you are looking for a card and by any chance you came by this card then just ignore it. Firstly they will give card to everyone whoever apply, Secondly they charge you £18 pa, why should you pay for this annual charge for the credit limit of £200 when there are cards with no annual charges with more than £200 limit. Then if you miss your ...  Read the complete review

Decided to take advantage of Capital One's low rates and balance transfer deal. Completed online application (printed off copy) including details of current card and amount of balance to transfer and sat back to wait. 14 days later and forms appeared to sign & return before card could be sent. Also enclosed was form to fill in ...  Read the complete review

Ever since i've had access to the internet i've come across great web-only bargains much lower then in your local stores. At the time I did have a SOLO debit card but there were very few online shopping sites which took that payment option. So i decieded to apply for a credit card. A few weeks went by with letters saying NO, NO, ...  Read the complete review

Last month, I received my very first credit card. When the lady from Capital one called me, she was very friendly and professional. I was a amazed that there were know up front fees to pay. About two or three days later, I received my card and very informative information came along with it. I had fun christmas shopping, and I did it ...  Read the complete review

I signed up to this card because I myself was advertising the cards on my site. It was the first credit card i had applied for and didn't realise how difficult it could be at my age to get one. They signed me up with no problems at all and i was sent my personally designed card within a week. I had £1000 credit limit (whether this was a ...  Read the complete review

Comparing credit cards is not an easy thing to do due to the vast variety available and the different features offered. The important factor is whether the service proves to be suitable for your purpose. A few years ago I decided that I had use for a credit card, mainly because it would enable me to purchase products online. With internet ...  Read the complete review

I came to the UK for Work and had to open a Bank Account. I went to Llodys and it worked out very easy. The only disadvantage had been, they only give me an electron card. First I thought fine, cause I never had Problems with an Visa Electron, I used it anytime. But the handling of this card is very different in the UK I had to learn. You can use ...  Read the complete review

Beware! Capital one is all gimmick. The online application process is easy and you can even pick a groovy card format from the range of lovely colours and designs - but you have to ask if this is not just a way of distracting you from the business at hand. The promise of a low interest rate and introductory offer is a good hook for most of us, ...  Read the complete review