Capital One Reviews

We applied for a capital one card which we duly received. This card was totally unsuitable for us. On a salary of £35.000+ we we given a credit limit of £400. The APR was 28% and when you see cards advertising their APR rates much much lower you wonder wether to swap which we did!! I found the card very expensive despite the advertising to the ...  Read the complete review

*Another Update* got another identical FC form from them this weekend! Also after cancelling my previous card and receiving a new one, the minimum payment I've made has been credited to my new card, which I've not used yet, and shows my full credit limit. This months statement, pertaining to my new card, now says NIL minimum payment to ...  Read the complete review

I applied for a capital one card when it had a special introductory rate of 6.99%( - its even lower now adays) This lasted for 6 months. But their ordinary rate really is not bad at all at 11.99% some cards like barclaycard charge 19% so you save all round. Its very easy to transfer balances to this card - one phone call is all it takes! It does ...  Read the complete review

I'm on my 3rd Capital One credit card. Why? Because their introductory rates are ridiculously low! Currently, my husband and I have one in each name and when the intro offer runs out we will cancel one and wait for another invite for a new one lands on our doormat! We are, what they call, card hoppers. We use a card for it's low ...  Read the complete review