Capital One Reviews

As someone who has never needed to use a credit card until two years ago, I had never given much thought to applying for one until as a consequence of my job I have to travel a lot. I had always subscribed to the fact that if you didn't have enough money to pay for something then you couldn't afford it. (My fathers saying!!) ...  Read the complete review

I’ve been hearing recently a lot of negative things about Capital One. My brother had an account with them a few years ago and said they were awful. I have had an account with them for over a year now, and have not had a single problem. As a student money is a big deal. And although the initial credit limit of £200 is not ...  Read the complete review

Funny how they call this Mastercard the Capital One Platinum - I mean, with a minimum cardholder salary of £10,000, it's not exactly restricted to high-rollers. But no matter, cos it comes with a very generous introductory offer - all purchases are interest free for nine months, and balance transfers are only charged at 6.9% ...  Read the complete review

I have a Capital One card as I haven't got a great credit rating as my bank refused me, but the teller told me about Capital One. A little time searching on the web and I soon found their site. I filled in the application online it was very straightforward and two days later I received the paperwork to sign and return. One week after ...  Read the complete review

Capital One Premier is a good card for people who have no credit history and wish to get a credit card so that their credit performance can be properly recorded. I will keep it brief here due to limited space and for ease of update reason. http://www.mycoupon.freeuk.com/creditscoring.htm The sceneario in UK is very ...  Read the complete review

Until about five years ago, I didnt owe anyone a penny. But, as a young(er) lad, I liked my socialising, my clothes and CD's and was always living on the edge of my wages. When I bought my house, I had to cut back on personal lavishness, as you do, and was managing quite well. Thats when I jumped at the chance of a ...  Read the complete review

I have used a marbles card for a few years and as the balance was getting quite high I decided that money would be saved by transferring my balance to another account. I came across this card which instead of the usual offer of a low interest for the first 6 months on purchases/balance transfers etc, was actually offering a LIFETIME ...  Read the complete review

Capital One…….Be Careful To Pay On Time.. I have a credit card with Capital One and when I clear it I will cut the card up and throw the pieces in the air. I will explain! I took the card out about two years ago. The leaflet dropped through my letterbox telling me how wonderful it would be to have ...  Read the complete review

Capitol One credit cards As allways the usual stuf was shoved through the letter box and this time my wife decided to avail herself of a Capitol One credit card. At the same time she decided to get an additional one for our daughter who was at University. This was to be used in an emergency by our daughter which she ...  Read the complete review

I applied for a Capital One credit card basically because it was the only one I could get (I was 18 at the time and now am nearly 20). They gave me their basic card with a £200 limit. I did what a lot of people may well have done in my situation - I ended up right up near my credit limit pretty quickly. Ok, I thought, no prob, ...  Read the complete review

Background In today’s world where 90 percent of your buying power is linked to your credit history if you don’t have some sort of credit card your spending power is extremely limited. As a result I chose to apply for this card after American Express turned me down. To my pleasure I was promptly accepted and given a ...  Read the complete review

As you will probably discover from my ramblings on this site, I am addicted to travel, and go away as much as finances permit, both home and abroad. Upon discovering the Thomsons Holiday Card (backed by Capital One), I naturally thought, yes, more holidays for less, and duly completed my application form on-line. An instant ...  Read the complete review

This is one of those credit cards that you see advertised for people who can't get one anywhere else. We have had several mailings come through the post from Capital One, for both of my sons who had rather shot themselves in the foot with injudicious use (to put it mildly) of their first credit cards. Fine so they were both ...  Read the complete review

We applied for a capital one card which we duly received. This card was totally unsuitable for us. On a salary of £35.000+ we we given a credit limit of £400. The APR was 28% and when you see cards advertising their APR rates much much lower you wonder wether to swap which we did!! I found the card very expensive despite the advertising ...  Read the complete review

*Another Update* got another identical FC form from them this weekend! Also after cancelling my previous card and receiving a new one, the minimum payment I've made has been credited to my new card, which I've not used yet, and shows my full credit limit. This months statement, pertaining to my new card, now says NIL minimum ...  Read the complete review

I applied for a capital one card when it had a special introductory rate of 6.99%( - its even lower now adays) This lasted for 6 months. But their ordinary rate really is not bad at all at 11.99% some cards like barclaycard charge 19% so you save all round. Its very easy to transfer balances to this card - one phone call is all it takes! ...  Read the complete review

I'm on my 3rd Capital One credit card. Why? Because their introductory rates are ridiculously low! Currently, my husband and I have one in each name and when the intro offer runs out we will cancel one and wait for another invite for a new one lands on our doormat! We are, what they call, card hoppers. We use a card for ...  Read the complete review