cashplus MasterCard

After a lot of hesitating whether or not to try this card, I took the plunge and paid the initial £15 or so which they asked for. Time will tell whether or not it was worthwhile. The main and probably only reason I actually invested in the Cashplus Gold Card was to make use of its so-called 'Creditbuilder' facility. While I very rarely use the card itself to make payments, I have never encountered any problems during transactions in any shops. The card itself is a beautiful gold MasterCard, and with the exception of the somewhat tacky 'Gold Card' printed in the top left hand corner, it is aesthetically very pleasing. The card comes with an online self-service, ...  Read the complete review

The CashPlus Mastercard is just one of a swathe of pre-paid Mastercard or Visa cards that one can use. It has its advantages and its disadvantages. First, to address a point made in a previous review, CashPlus (now) only charge the monthly fee of £4.95 if you have a positive balance with them. So it shouldn't now be possible to run up a debt with them. However if you're using their "CreditBuilder" option then you do need to make sure you pay the £4.95 each month otherwise it may count as a missed payment! The main advantage of CashPlus over other prepay cards is that they offer Purchase Protection that is claimed to be similar to that ...  Read the complete review

Unlike some of the other posters on here, I'm not going to tear into my Cashplus card. Since I first got it 5-6 months ago I've found it to be a very useful tool in managing my finances that little bit better. As someone who has a couple of defaults on their credit history from my time as a student and has moved house *a lot*, this was pretty much my only choice for online shopping. My card arrived quickly enough (with a week) and the costs (£9.95 setup/£4.95 monthly) while not great are at least competitive with the market. Costs are clearly stated upfront and the terms and conditions on the back of the contract make more than clear your obligations as ...  Read the complete review

My decision to get a prepaid credit card was simple; I loathe actual credit cards with a fiery passion, as they encourage excessive spending and the interest is ridiculous. However, when setting up in business I found a lot of services won't access a Visa Debit card, it's MasterCard or Visa only. I was told it is possible to have a credit card but without the actual "credit" facility, instead just putting on the amount you need the using it like a debit card. I did a websearch and up popped Cash Plus. SIGN UP Sign up was easy and took all of five minutes, filling out basic details like name, address and contact telephone numbers at the ...  Read the complete review

**Introduction** I had an account with Woolwich which supplied me with a visa electron card but when they were bought up by Barclays I was automatically given a standard Barclays savings account which meant I wasnt supplied with a new debit card and so I looked around for a pre paid credit card after hearing about a number of new cards coming out around the time. After a short time looking at the various options I then found a prepaid cashplus card from Mastercard which I decided to get. **Signing Up** The great thing about the signing up process is that you don't need to have a credit check, you just fill out the application form online ...  Read the complete review