my experiences of credit cards (Credit Cards in general)

Member Name: emmalouise21

Product:	Credit Cards in general
Date:	28/08/09 (14 review reads)
Rating:

Advantages: Good for sparing cash flow

Disadvantages: bad if havnt sense

I think Credit cards if used in the right hands are very useful. I can only tell you about my experiences with them. I first started off with bank of ireland card and it was so useful as some weeks obviously i had less money to put my hand to and could buy things and then pay montly. We all know how they work and the good points come about if you have the discipline and sense to make sure you pay it off every month, beware of the problems that arise however if you dont pay it off. It can begin to feel like sometimes it isnt your own money and sometimes it can be easy to go mad with it. Also try your best to get 0% deals that are out there and transfer balances so that at least some months if you arent able to pay off your full balance you are safe in the knowledge that you are not being charged a lot of interest for the privilege of having a card. These are my experiences

Summary: These are typical of my thoughts and experiences