Credit Cards in general Reviews

I think Credit cards if used in the right hands are very useful. I can only tell you about my experiences with them. I first started off with bank of ireland card and it was so useful as some weeks obviously i had less money to put my hand to and could buy things and then pay montly. We all know how they work and the good points come about if you ...  Read the complete review

Credit cards in general are very useful, for example if you buy something online i think you have slightly better protection if you pay using a credit card. They are good if you can get a 0% deal aswell so you are not paying interest. Its when they are abused that they start to give people trouble. The important thing to remember is you need to ...  Read the complete review

Credit cards have a bit of a stigma attached to them and especially in the recent credit crunch they have been blamed for a large amount of the debt that people are in. Lenders are also been blamed for giving people such high credit limits and also approving applications when the person has multiple credit cards or a large amount of outstanding ...  Read the complete review

Credit Cards have been blamed as a key reason for people getting into debt but I'm not sure if the blame has been correctly placed. I have had a credit card (Tesco Mastercard) for the past 7 years (since I was 18). I have never got into debt with it or never been able to pay off the whole amount at the end of the month. My main reason ...  Read the complete review

I know this isn't the meaning of this actual topic (down-rate me if you must) but let me swing the title a little bit from "Credit Cards in General" to "Common sense useage of Credit Cards". To dooyoo and their many members, I AM sorry, but it's worth it. I've just recently started working as part of a ...  Read the complete review

A credit card is a plastic card which is issued to a person upon request (often after approval of a credit check) allowing the card holder to purchase goods and services with a promise of paying the funds back to the merchant (often with interest). Credit cards are often issued by banks. The cardholder is usually sent out with a statement of ...  Read the complete review

I am probably the type of person that shouldn't have a credit card. I love to buy anything, especially clothes, and I tend to buy things on impulse without really considering that I may have many more of the same thing at home. A £1500 credit limit on my first card, not long after Christmas wouldn't immediately seem like the best idea, but I ...  Read the complete review

There are some good points to credit cards: 1) You can use them to buy from places that don't accept bank cards (including many websites). 2) You can use them (wisely) to buy things so you don't need to carry cash around (same as a bank card). 3) You can buy things such as flights, and get your money back if the ...  Read the complete review

I personally haven't had a credit card or for that matter don't ever really want to have one. So some of you might think that I'm being a little skeptical about writing a review on Credit cards when i have yet to have one myself. But i wanted to share my opinions and experiences that close family and friends have suffered with the effects of the ...  Read the complete review

Credit cards have got a bad reputation in a society where credit is easily available, and although some of the blame should lie with the companies that offer these cards, if used responsibly a credit card can be a very useful tool, that can be a great insurance policy for your money. All credit cards have an incredibly high interest ...  Read the complete review

When my parents were young they had very little. My dad worked really hard to provide for our family and if they didn't have the money for something then we just didn't have it, it was as simple as that. Over the course of just 20-30 years people (including myself) have got it into their heads that they can have what the when they want. If they ...  Read the complete review

Credit cards, are they useful or harmful? There are many reasons why credit cards are a good idea. Firstly, when you're out and about it's safer to carry cards rather than money as if you lose your purse/wallet or it gets stolen, there are many companies and the credit card companies themselves that will cancel your cards as soon as you ...  Read the complete review

As a 20-something British woman I'm probably in the minority when I say I have only ever had one credit card in my life. Yes, I've been faithful to just one. It's a shiny purple NatWest card that I received free when I opened an account at the age of 19, and it has been there for me through thick and thin, good times and bad, and accompanied me ...  Read the complete review

Those of you with a credit card please raise your hand. I bet you are all now frantically reaching for the sky and I assume many of you are raising both your hands and, if by some freak of nature some of you had more hands these would be raised as well as owning multiple credit cards now seems to be the 'norm' as opposed to the exception it used ...  Read the complete review

Credit cards are the best way to build a credit score, so just by putting a couple of pounds a month on a card when your 18 you can shave a percent of your mortgage later, potentially saving thousands of pounds. Credit also has short term advantages as it allows you to keep your money earning interest for as long as possible; most cards ...  Read the complete review

I can remember the days where the only people that had credit cards were people with plenty money and they did not really need the cards they were just status symbols, these days however pretty much anyone can have a credit card and they do not just come from banks like they used to many years ago either it seems everyone and their dog is now ...  Read the complete review

As a teenager first starting out, I thought I was pretty good with money - saving up for things before I bought them etc, and always saying that I didn't want a credit card. Then in 1991 I was provided with a credit card from my bank - I don't think I asked for it, it just arrived.....coinciding with my husband's redundancy, so it ...  Read the complete review

There are a wide variety of credit cards available and it is cerrtianly wrong to believe that they are all the same. For me credit cards are a tool to be used but in no way would I ever consider borrowing on one. This is because the interest rate can be really high. I always clear my monthly balance in full and I use one that gives me ...  Read the complete review

Credit cards are a brilliant invention-IF and it's a big IF you make them work for you and not the other way round. 0% Deals/transfers. Generally the first thing you are told if you are in debt is 'cut up those credit cards' which is not always the most sensible thing to do, firstly if you have no balance on them you should ...  Read the complete review

Credit cards generally tend to have a bad reputation but like all things they have advantages and dsadvantages. I personally have not owned a credit card (I'm 22), but having had friends and relatives who have as well as reading a lot of infomration about it on the Internet, I feel less biased and have considered both ...  Read the complete review