Credit Cards in general Reviews

Credit cards are the best way to build a credit score, so just by putting a couple of pounds a month on a card when your 18 you can shave a percent of your mortgage later, potentially saving thousands of pounds. Credit also has short term advantages as it allows you to keep your money earning interest for as long as possible; most cards ...  Read the complete review

I can remember the days where the only people that had credit cards were people with plenty money and they did not really need the cards they were just status symbols, these days however pretty much anyone can have a credit card and they do not just come from banks like they used to many years ago either it seems everyone and their dog is now ...  Read the complete review

As a teenager first starting out, I thought I was pretty good with money - saving up for things before I bought them etc, and always saying that I didn't want a credit card. Then in 1991 I was provided with a credit card from my bank - I don't think I asked for it, it just arrived.....coinciding with my husband's redundancy, so it ...  Read the complete review

There are a wide variety of credit cards available and it is cerrtianly wrong to believe that they are all the same. For me credit cards are a tool to be used but in no way would I ever consider borrowing on one. This is because the interest rate can be really high. I always clear my monthly balance in full and I use one that gives me ...  Read the complete review

Credit cards are a brilliant invention-IF and it's a big IF you make them work for you and not the other way round. 0% Deals/transfers. Generally the first thing you are told if you are in debt is 'cut up those credit cards' which is not always the most sensible thing to do, firstly if you have no balance on them you should ...  Read the complete review

Credit cards generally tend to have a bad reputation but like all things they have advantages and dsadvantages. I personally have not owned a credit card (I'm 22), but having had friends and relatives who have as well as reading a lot of infomration about it on the Internet, I feel less biased and have considered both ...  Read the complete review

IDT Prime cards are a waste of time, if you intend using them in the UK, since here we only take chip and pin cards. You can use them on line though. Their customer service, apart from being a premium line are not very helpful either. A refund requires sendind several documents to GIBRALTAR. I would not reccmmmend this card for anyone for use in the UK. You can use them in the US. DONT LOSE THE ACTIVATION CODE that comes with the card, or you will not be able to register the card. If you do lose the code, then the site directs you to a link that asks you to enter other data, as well as the activation code.... that you have lost, so not very good or useful for man or beast.

I think most of us know what a credit card is. Simply put, it is a plastic card which you can buy things with, then the credit card company sends you the bill later on for you to pay. WHO THEY ARE NOT FOR ================= Credit Cards are often pushed onto those in the 'sub-prime' market. This is generally people who ...  Read the complete review

Credit card can be a very good thing, but they can also lead people to financial misery. A credit card is a plastic thing with a magnetic band on it and allows the owner to purchase goods on credit. Normally the card holder will have a so called "credit limit" which is how much he/she can spend every month. At the ...  Read the complete review

What does the regular consumer have in mind, a genuine purchase at a sensible price? Of course purchasing of commodities and even concepts has become real easy after the introduction of the credit cards in the financial market. I am sure the economic graph of almost every country is on the rise and I am specially considering developing countries ...  Read the complete review

I'm writing about store cards and my dis like for them. When working in a known fashion retailers one of my must hated task was to try and sell store cards to custumers. The thing is when we were told to sell them, i didn't know what i was selling or understood the rates and add ons myself (another way to make money), so how ...  Read the complete review

idt prepaid debit card- great in theory- no credit checks- no bank account needed but are able to use it to pay in the way you would with a credit or debit card. you can get them from newsagents or visit idt on internet. i got mine from a newsagent and it cost 3.00 pound then i put 10.00 pound on it, with this card you can register it use it then ...  Read the complete review

Credit cards are a great convenience for those who can afford to run them them but can lead to misery for those who use them extravagantly or who depend on them for the basics simply because they do not earn enough to live on. The credit card companies make a lot of profit from those who depend on their cards and a lot of these profits ...  Read the complete review

Mint are rubbish! They sent my statements by e mail but didnt have my e mail address, so who did get them? They dont know and thats my personal details they have despatched and now, they are hitting me with late payment penalties.
Customer lip service is a better word than customer service. I have now cancelled my card and will stick to someone I can talk to face to face not over a phone

Pros of the credit card: 1)Makes it easy to shop,just swipe your card,and your item(s) is(are) paid for-much easier than counting out bills or writing out that check. 2)Many credit card companies offer an introductory period where you have no fees and/or interest-or a lower interest rate, usually one year or 18 ...  Read the complete review

This is an easy way to get a free loan using your credit card. The idea of this revue is to gain free use of the card issuers funds and to get the card issuer to pay its own statements. This can be operated over an extended period but the money will eventually have to be repaid at some point. This will only work ...  Read the complete review

I'll start by saying that this review bears no reference to any particular credit card company or lender. I got my first credit card when I was 21. I knew nothing about interest rates etc so I just went into the bank. It was issued but the interest rate was something like 19.9% APR. This was in the times before credit card companies ...  Read the complete review

Credit Cards - A necessary evil or just plain evil? I must admit that I have never been a big fan of credit cards, mainly because I just hate the idea of DEBT. However I got my first credit card when I was 23 (managed to do without them as a student for which I was grateful) and only really got the credit card for one reason. This ...  Read the complete review

Every day we hear stories of identity theft and credit card fraud but some how we never really expect it to happen to us. Here is a cautionary tale about the need for extra vigilance with credit card details. I have a Capital One card and I have always kept it squeaky clean and used it properly, so you can imagine my surprise at being ...  Read the complete review

I have a mint credit card and have done for some time now.I first got one because of the 0% interest on balance transfers which was great.I also liked the way that everytime you used the card you earned cashback which if you used the card alot you got something back.The only thing that i can say bad about the mint card is the fact you dont get ...  Read the complete review