Credit Cards in general Reviews

FIRST SOME HARD FACTS: * Every 4 minutes, the total personal debt in the UK has increased by £1,000,000. * In 2004 the Bank of England reported the largest ever single-year increase in debt (£116 billion) since it was founded in 1694. * Since the year 2000, Britain’s total credit card debt has increased by 76%. * 76% of all ...  Read the complete review

best thing that ever happened to me - i got my first credit card! I am now the proud owner of a 42" plasma tv, a 17" flat screen complete Dell set-up, a DVD player a whole new wardrobe and a lot of memories of some real good holidays... I now make at least £300 in credit card payments every month and counting... i ...  Read the complete review

I'm not talking about my sex life. I am £40,000+ in Credit card Debt and am laughing all the way to the bank...Why am I laughing, because I am a credit card tart with a twist. TARTING The act of moving credit card balances from one low interest rate offer to the next. Depending on your real debts just doing this alone can ...  Read the complete review

I suddenly realised the other day that, since I started playing the 0% credit card game last summer, I've accumulated enough spare credit to pop into a garage showroom and buy myself a brand new family-sized car. You know the game I mean? For example, I financed some home improvements last year with the use of a 0% credit card (Card ...  Read the complete review

This advice is short and sweet, but applies to anybody paying the minimum required payment on their credit card! This advice will make you better off in the long run! APR = 17.9% on a typical card, minimum payment is usually 2% of the outstanding balance. Even if you never use your card again, it will take you 38 years to clear ...  Read the complete review

Why is it that when you are trying to get credit(cards or loans)you always come up against so many hurdles.I consider myself to have a good credit rating but then again I may not have one at all as I have never had credit before and because my income is based upon a disabilaty benifit I am always refused because they say I am not in full time ...  Read the complete review

Oh well...time to be sensible just for few minutes and try to re-establish some credibility. So, as a partial appeasement to the lovely Sue M, I thought I’d return to the safer ground of consumer finance (one of my passions, sadly). Post Christmas it's easy to stick everything onto your flexible friend but how can you turn this ...  Read the complete review

With credit cards now offering introductory rates which are lower than rates for loans it makes sense to use the introductory rate to transfer a balance if you have one. When the low rate is about to expire apply for another card with a different company with a low rate and transfer the balance again. The credit card companies ...  Read the complete review

Anyone looking to change their credit card will no doubt have been deluged with a mass of offers of low interest rates, free gifts and cashback. More recently we have seen the emergence of so called ‘tailored’ cards – the type that allows you to choose your interest rate, annual fee and incentives. Easycreditcard.com and Virgin ...  Read the complete review

There are now between three and four hundred different credit cards in the UK alone and some 40 million individual cards in use. Picking the one that's best for you has never been more complicated and in this opinion I'd like to give you information about the different types of cards that are out there, the questions you should be asking ...  Read the complete review

I recently underwent a credit repair and Providian was one of the first offers of a credit card I had received for some years. Thinking that I may test the water on my new found credit status I duly applied for the card. The application was pretty simple, just the usual name, address, contact details etc, length of employment etc. I must ...  Read the complete review

So who has won this prestigious accolade? Could it be Barclays? MBNA? Egg? It’s all up to you because believe it or not by the end of this op you will be able to decide on the best credit card in the world for YOU. Credit cards can have different effects and impacts on us individually. What works for one person does not ...  Read the complete review

Money is so easy to come by these days, with banks and finance companies encouraging you to spend. Which takes me to my issue with credit cards. I am currently looking for a cheap rate card which provides discount for transfers, I looked into various cards and got completely confused just as I choose an offer another one came along, I am ...  Read the complete review

I have two opinions about credit cards:- 1. They are a Godsend for emergencies 2. They are too tempting to carry around I got my first credit card 15 years ago and always paid off the balance in full. After my first son was born I used it more and didn't always pay the full amount. Soon I owed quite a bit but it didn't ...  Read the complete review

Credit Cards seem so easy to get nowadays because no matter which magazine or papers you pick up a bunch of leaflets fall out. They all come from various banks or lending institutions and the same is true on the Internet, companies tempting you into unnecessary debt. They all offer pretty much the same thing – a little more ...  Read the complete review

Before I begin this opinion, I must just point out that I am not generally a fan of credit cards. I have seen a number of my friends building up very large debts because they have used their credit limit as an extension to their income. Credit cards can be very dangerous in the wrong hands, but if used wisely can also be useful. This opinion is ...  Read the complete review

I want to warn others, of how easy it is to have money stolen from your account by a Credit Card. I had my Bank statement through, and it told me that £2810.00 had been used on four seaparate occasions. The first one was for £1060.00, second one for £800.00 third/fourth 425.00 each time. upon ringing the bank they assumed I had ...  Read the complete review

I am no longer working for Rover (but I will still give advice on cars for all you Dooyooers!!) Since Ciaran came along I have had to give up full time work (only right although Mr F is a bit cheesed off). Now I work part time for a credit card company as a Customer Service Advisor and I am totally amazed at how many people own cards yet ...  Read the complete review

I have just heard about a new cashpoint theft scandal. A friend of a friend used a cashpoint in Slough this week. When he inserted his card, it was retained by the machine. It was after banking hours so he was unable to report the fault. Then a man approached him and asked if the machine had swallowed the card as it had just happened to ...  Read the complete review

Credit cards are a great invention aren't they? You walk around with this little card in your wallet and you can literally do thousands of pounds of shopping without actually carrying a penny on you! I love the convenience of credit cards, they are small and easy to use and give you so many extra services. Lets start from the ...  Read the complete review