Credit Cards in general Reviews

Psst.... want to make some money ? How about £400+ (I made that last year) ? Are you disciplined, sensible and with a good credit rating ? If so read on .... OK, you may have seen the 'Special Intro' rates that many cards offer to new customers - typically these are around 1.9% to 3%. OK, now ...  Read the complete review

After 64 years I have well and truly joined the 21st century. First it was a PC to take the place of my old Amiga and now for the first time in my life I am the owner of a credit card. If I carry on like this I can see me getting a mobile phone next or maybe even a video, but I would have to find a five year old to set it up. Up to press ...  Read the complete review

INTRODUCTION: Credit Cards & Loans both have their distinct advantages & both also have a number of disadvantages. Which is best for you depends on your actual needs, & how you handle debt & problems associated with it. About a year ago before the rise of cheap balance transfer rates & 0% intrest rate Credit Cards. Loans ...  Read the complete review

If you have a balance on your credit card or even if you don't you could benefit from transferring your balance to another card. Various credit cards are offering 0% interest for an introductory period for balance transfers as an incentive to apply for their card. I have found a site that will calculate how much you can save by ...  Read the complete review

ONCE YOU GET ACCEPTED FOR ONE CREDIT CARD YOU HAVE ALL THE COMPANIES AFTER YOU TO GIVE YOU THEIR CREDIT CARD. JUST THE OTHER DAY I WAS OUT SHOPPING AND I WAS APPROACHED BY A CREDIT CARD SALES MAN WHO ASKED ME DID I WANT HIS CREDIT CARD, I REPLIED NO THAT I ALREADY HAVE TWO BUT HE STILL KEPT GOING ON ASKING ME TO APPLY FOR ANOTHER. WHY IS IT SO ...  Read the complete review

I hate credit cards and all they stand for,i once went into my bank and asked to have my overdraft increased and they said NO but you can have a credit card for up to £1500 what a joke. Banks use the credit card to reel in people who have very little money and tell them that they can go and buy all they need and what do they get out of it ...  Read the complete review

When my wife (who was a girlfriend at the time) and I were going to college, we had no real income of our own and no support from our parents. However, as university students, we had many offers from banks to receive credit cards. We got applications in the mail at our dorms. There were tables manned by banks at the student center. Needless to ...  Read the complete review

I have had a credit card ever since I was 18, and its the worst thing I have ever got! but on the other hand when your a student going through college or university it can be a god send! They always seem to take for ever to pay off and with high interest rates they take even longer! Also I visit America alot and you must have a credit to go to ...  Read the complete review

This is more of a ‘cautionary tale’ about what not to do with a credit card and what not to do in general ! I was in my local restaurant recently and couldn’t help but notice the diner at the next table making the 'cardinal' credit card mistake. When it came time to pay the bill, the diner just gave his ...  Read the complete review

Credit cards can be a valuable way of managing your money, or a colossal burden, making you feel always up to your ears in debt. Used well, they are a perfect partner to your bank account but once you’ve let them get out of control you end up being little more than their slave. Dramatic stuff? If you don’t agree then count yourself ...  Read the complete review

I’ve only had my Egg card for six months. But I can tell you this is a great card. RATES Egg’s rates are always low. Their latest offer (for new card holders) is 0% APR on New Purchases and balance transfers for six months. After a six month period is up the APR rises to 11.9% which is better than loads of other ...  Read the complete review

~ ~ I can recall getting my very first credit card in the early 1970’s. It was an Access, your “flexible friend”, and dropped through my letterbox unsolicited from my then bank, the National Westminster. Things have changed dramatically in the credit card market in the intervening 30 years, and now the consumer is faced ...  Read the complete review

Credit cards are dangerous if you spend more than you can afford, and it is extremely difficult to get out of debt because of the high interest rates charged on them. Paying the minimum payment every month is not enough you can be stuck with the debt for years. A lady that I work with has really got herself into a mess by running up a ...  Read the complete review

If you have a credit card, the chances are you’ll think you have 56 days of interest free credit on it. The truth is not quite so true. The truth is that you can have *up to* 56 days of credit, and the important thing are the little words up to. The thing is you will only ever get 56 days interest free credit in a very specific scenario, ...  Read the complete review

Most people would think that credit cards are baaad.. and that they should never be touched, but they do have their advantages! Well lets start off with the bad points. Yes the interest rates are someimes awful, and you do build up a debt, and if you're not careful you end up paying the minimum payment each month and thats about it. ...  Read the complete review

Until about 7 years ago, I was a credit card 'virgin'. I had nothing against credit cards, but had been brought up to believe that they were the surest way to financial ruin known to man. If you wanted something, you simply saved up your money until you could afford to walk into the shop with a fistful of cash. And, if you had to wait a ...  Read the complete review

Credit cards can be useful, and many have a lot of added extras, but there is one major problem with them - they don't feel like money! It's easy to go 'Oh, that's 200 pounds, I'll stick it on the card'- but I bet you wouldn't go to the cash machine, pull out 200 pounds, and hand over that lovely wad of cash, ...  Read the complete review

Let me just say from the beginning that I have had a credit card fr a couple of years now and I have never ever had it clear fo debt. I have constantly had to just borrow a bit from it here and a bit there until eventually you are up to the limit and there is no way out. I started on just a £300 limit and then the bank kindly allowed my limit to ...  Read the complete review

It wasn't my credit card that was used fraudulently it was my Switch card. To this day i cannot understand how it happened. I have only paid by Switch once in my life and that was to a big DIY company. Also no one gets to see my card especially strangers and i am always careful on keeping tabs on my purse. Anyway it was in ...  Read the complete review

INTRODUCTION A few days ago, I received an urgent call at work from The Royal Bank of Scotland credit card fraud department. After going though a vigorous security check I found out that I had apparently just moved house from Birmingham to a new address in Oxford, against my knowledge. Of course with a criminal knowing my credit ...  Read the complete review