Egg Card

INTRO I first decided to get an Egg Credit Card to take advantage of a 0% Interest Balance Transfer (BT) about 2-3 years ago. This was so that I could buy a £1,000 laptop (Samsung Q35). The interest free period was only 6 months but that's all I needed to pay off the balance. I think the BT fee was about 2.5% back then. It's a bit higher now, circa 3% in line with other credit card providers. They also have a 0% on purchases offer on the same card, at the same time alongside the balance transfer offer but this is usually shorter than the balance transfer so if you use both and you don't clear the balance before the end of the 0% interest on purchases ...  Read the complete review

The Egg Credit Card comes in a bright green colour and like other Egg products the account is managed online.The application process is fairly straight forward and can be completed online with a possible instant decision. The Egg Card typically has one of the longer introductory 0% balance transfer offers at 13 months for a 3% fee. This compares favourably to the more standard 12 months 0% balance transfer deals. Unlike the Egg Money Card, the Egg Credit Card does not give any cash back.The typical apr is a fairly average 16.9% and it also comes with a quite normal 0% on purchases for 3 months (if using the card for 13 months 0% credit then it is not ...  Read the complete review

I originally applied for my Egg card online and i manage my whole account online too which is one of the things that attracted me to to Egg in the first place. The online application was simple and i completed it quite quickly. Then i received an email to say i had been declined which i was quite surprised about as i have a good credit rating. So i called the customer service centre about my application and they were very helpful and explained that i hadn't fit within their normal scoring but my application was passed on and after a few more checks they agreed to give me a card. This was quite some time ago when they had a 0% balance transfer ...  Read the complete review

Welcome to Browns Britan, Bank of England rate 0.5%, Eggs rate 26.9%, Egg card is a rip off (rotten egg), they have hiked up my interest rate by over 10% in the last few months, its now at 26.9%, also my montly payments keep going up even though I make payments each month and dont spend on the card so the balance is actually going down yet still the payments go up, how does that work?

Bank of England rate 0.5%, Eggs rate 26.9%, as I say welcome to Browns Britain, they do it cos no ones going to stop them least of all this wet goverment.

I signed up to this card about 4 years ago, young and naive thought it was brill my first credit card 0% balance trf and purchases. Each time i purchased someting i had the intention to pay back in full always paid back just the minimum!! After about a year they had increased my limit from £750 to a whopping £3500 and the ARP rate to 29.9%!! I was a student at the time and didnt have the resources to pay back that kind of money. I sent several letters asking them to lower my limit as i didnt want to have that kind of access to such a large amount of money. I dont think it is morally correct to give youngsters that kind credit limit knowing full well if they maxed out the ...  Read the complete review