Newest Review: ... and the fact that everything seemed very user friendly. I was given a decent credit limit that was in line with my other credit cards... more
An Egg That Won't Break In Your Wallet
Member Name: darrenloud
Date: 09/02/01, updated on 09/02/01 (20 review reads)
Advantages: Easy to apply, Instant decision fast service.
I recently signed up for an Egg Card online and I have to say I found the experience exciting and rewarding.
I have seen Egg advertised in many places, including the national TV but never really checked them out until recently, and I'm pleased I did. What attracted me was the introductory rate of 0% APR for six months on balance transfers and purchases and only 12.9% after the six month period.
I have a Barclay Card and did pay 26.9% APR, thats more than double than what I now pay at Egg!
I did say I found the experience rewarding, as I have saved money, but I also said it was exciting and very rarely do I find a credit card exciting! Here's why:
If you wish to apply for an Egg card, you apply online. What I didn't realize is how easy it is to do. Just filled in some basic details, including where I work and gross anual income and then, the moment of truth, an instant decision appeared in front of me. Wow! I didn't expect that, I though I would have had to wait for a week or more before I got a decision, let alone what credit limit I can apply for. The next day, the credit agreement appeared on my doormat, what an efficient service. Within a week of applying, I received my card and had transferred my outstanding barclaycard balance on to my Egg Card and began to save money, hooorayy!!
My advice is; if you are paying in excess of 13% APR on your credit card, you should really consider changing over to Egg, you won't be disappointed.
More reviews in the field of Credit Card
- No Fee Credit Card Cheques
- Every home should have one...
- Platinum Card at a Platinum Price
- BoS One Visa - Lowwwww APR!
- Not all that
- worthwhile for regular shoppers
- The Body Shop Love Your Body Card - Love your discounts
- A quick way to build your Clubcard Points
- Great little advantage card
- Natwest 'YourPoints' Credit Card - Love it!