Goldfish Credit Card

Goldfish Credit Card: Goldfish - a great looking card with above average benefits (310 words)
by - written on 05/07/09 (Useful, 143 readings)
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Goldfish has been part of a number of financial institutions over the years, and is currently part of Barclaycard It offers a reasonable interest rate, although I rarely use it as I tend to pay back in full whenever I can. The current rate stated online is 9.9%, which is the introductory rate, the actual rate is 17.9% for card purchases or 26.8% for cash. I still have the same credit limit, which I'm afraid is massively too high and is nearly half my salary! Goldfish like many other credit card issuers now provides online account access where you can view statements, pay your account or view transactions and additionally gives you access ...  Read the complete review

Earn vouchers for spending on the Goldfish Credit Card (340 words)
by - written on 16/05/09 (Very useful, 134 readings)
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Goldfish has changed hands a number of times over the years. I applied for mine when it first came out, the attraction was the ability to build up points for vouchers. The points system has changed since it was first introduced, you used to be able to exchange 1500 points for a £10 voucher, and I believe even 1250 points at various stores. Now however you have to get 1750 points to exchange for £10. If you compare to some of the cashback credit cards about you make a loss on the Goldfish card as £1750 spent gets you £10 whereas £1750 spent on a 1% cashback would earn you £17.50. With regard to what vouchers you get the stores they currently ...  Read the complete review

Goldfish Credit Card: Collect points with Goldfish (381 words)
by - written on 18/10/08 (Very useful, 261 readings)
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I intitially got this Goldfish credit card many years ago to collect the points for exchanging for gift vouchers etc. I always paid the balance off in full each month and slowly each month my credit amount rose from £1000 to £7000 which is what it is now. While i was a student i felt uncomfortable having that amount of credit and was also worried in case my card was stolen. I had no need for that huge amount of credit. I called them three times about 3 years ago and asked for the credit limit to be capped at £2000. Each time they said it was done yet a few months later after keep paying the balance in full each month the limit rose again , and i would get ...  Read the complete review

Express Review on Goldfish Credit Card
by Don't sign up for a Goldfish Card whatever you do! - written on 13/08/08
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Like other contributors I have also had my credit limit slashed recently for no logical reason. In my case from over £10,000 per month to £800. Goldfish would not give me any explanation or reason for this & only said I could write a letter of complaint if I wished!
DO NOT SIGN UP FOR A GOLDFISH CARD. It used to be a good company but not any more. Their customer service is the worst I've ever encountered.

Express Review on Goldfish Credit Card
by Avoid Goldfish Like the Plague - written on 11/06/08
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After having had a Goldfish Card for over 10 years & for which the balance was paid in full each month by Direct Debit, I recently received a letter cutting my credit limit from £9000 to just £600.

I spoke to Experian who confirmed that I have an excellent credit rating & saw no reason for their action. 'Barclay-Fish' refused to explain themselves over the phone, so I cancelled the card immediately & made a formal written request under the Data Protection Act for an explanation.

Avoid Goldfish like the plague, it used to be a great card with good incentives but now it is rubbish!