Goldfish Credit Card Reviews
Newest Review: ... of 2.9% of the value of the transfer at 0% for a minimum of 6 months - the period changes from letter to letter. My original credit limit was set by Goldfish and I have no idea how they came to work mine out at £9,000 particularly as at one point that was almost my full gross salary! I have never changed this and I very rarely use my Goldfish card and in fact August 2012 was the first time in 2 years that it was even taken out of my wallet so that I could keep track of my spend during our holiday to Disney World in Florida. Barclaycard have for nearly a year tried to persuade me to amend my account to paperless billing - which is unusu... more
Customer Goldfish Credit Card Reviews (29)
by - written on 05/07/09, updated on 10/10/12 (Useful, 613 readings)
I originally wrote my review of Goldfish in July 2009 and this is my update. For several years Goldfish had been my primary credit card replacing one I had with Beneficial Bank only a year or so after I had moved to Plymouth because they offered a better interest rate and offered a rewards programme that vaguely interested me and I have had the odd £10 gift voucher from them over the years for High Street stores and a year or two ago had received several vouchers for tickets at Vue cinemas. Current Interest Rates are 19.9% (Annual Purchase Rate) and 26.8% (Cash Interest Rate). Comparing these to my original review only the Annual Purchase Rate ... Read the complete review
by - written on 16/05/09 (Very useful, 255 readings)
Goldfish has changed hands a number of times over the years. I applied for mine when it first came out, the attraction was the ability to build up points for vouchers. The points system has changed since it was first introduced, you used to be able to exchange 1500 points for a £10 voucher, and I believe even 1250 points at various stores. Now however you have to get 1750 points to exchange for £10. If you compare to some of the cashback credit cards about you make a loss on the Goldfish card as £1750 spent gets you £10 whereas £1750 spent on a 1% cashback would earn you £17.50. With regard to what vouchers you get the stores they currently ... Read the complete review
by - written on 18/10/08 (Very useful, 310 readings)
I intitially got this Goldfish credit card many years ago to collect the points for exchanging for gift vouchers etc. I always paid the balance off in full each month and slowly each month my credit amount rose from £1000 to £7000 which is what it is now. While i was a student i felt uncomfortable having that amount of credit and was also worried in case my card was stolen. I had no need for that huge amount of credit. I called them three times about 3 years ago and asked for the credit limit to be capped at £2000. Each time they said it was done yet a few months later after keep paying the balance in full each month the limit rose again , and i would get ... Read the complete review
by Don't sign up for a Goldfish Card whatever you do! - written on 13/08/08
Like other contributors I have also had my credit limit slashed recently for no logical reason. In my case from over £10,000 per month to £800. Goldfish would not give me any explanation or reason for this & only said I could write a letter of complaint if I wished!DO NOT SIGN UP FOR A GOLDFISH CARD. It used to be a good company but not any more. Their customer service is the worst I've ever encountered.
by Avoid Goldfish Like the Plague - written on 11/06/08
After having had a Goldfish Card for over 10 years & for which the balance was paid in full each month by Direct Debit, I recently received a letter cutting my credit limit from £9000 to just £600. I spoke to Experian who confirmed that I have an excellent credit rating & saw no reason for their action. 'Barclay-Fish' refused to explain themselves over the phone, so I cancelled the card immediately & made a formal written request under the Data Protection Act for an explanation. Avoid Goldfish like the plague, it used to be a great card with good incentives but now it is rubbish!