Goldfish Credit Card

Goldfish has been part of a number of financial institutions over the years, and is currently part of Barclaycard It offers a reasonable interest rate, although I rarely use it as I tend to pay back in full whenever I can. The current rate stated online is 9.9%, which is the introductory rate, the actual rate is 17.9% for card purchases or 26.8% for cash. I still have the same credit limit, which I'm afraid is massively too high and is nearly half my salary! Goldfish like many other credit card issuers now provides online account access where you can view statements, pay your account or view transactions and additionally gives you access ...

Goldfish has changed hands a number of times over the years. I applied for mine when it first came out, the attraction was the ability to build up points for vouchers. The points system has changed since it was first introduced, you used to be able to exchange 1500 points for a £10 voucher, and I believe even 1250 points at various stores. Now however you have to get 1750 points to exchange for £10. If you compare to some of the cashback credit cards about you make a loss on the Goldfish card as £1750 spent gets you £10 whereas £1750 spent on a 1% cashback would earn you £17.50. With regard to what vouchers you get the stores they currently ...

I intitially got this Goldfish credit card many years ago to collect the points for exchanging for gift vouchers etc. I always paid the balance off in full each month and slowly each month my credit amount rose from £1000 to £7000 which is what it is now. While i was a student i felt uncomfortable having that amount of credit and was also worried in case my card was stolen. I had no need for that huge amount of credit. I called them three times about 3 years ago and asked for the credit limit to be capped at £2000. Each time they said it was done yet a few months later after keep paying the balance in full each month the limit rose again , and i would get ...