keep feeding your fish (Goldfish Credit Card)

Member Name: deb10

Product:	Goldfish Credit Card
Date:	13/12/01 (571 review reads)
Rating:

Advantages: worldwide use, voucher scheme, secure

Disadvantages: high penalty fee for late payment

I have owned the HFC goldfish card for over four years and i find it invaluable. Not only does it help with my monthly budget but at the end of the year i get something back, some gift vouchers. At christmas it can take the strain out of spending as you can give the vouchers out to your friends and family without having to resort to extra expense. On a normal spending i receive about £250 worth of various vouchers, thats another perk, you are not tied to certain retail outlets. Goldfish give you quite a varied selection, i.e. Boots, M & S, Halfords, Dixons etc.
I have also found HFC are very alert on credit card fraud. Something i have been the victim of very recentley.
My card has been duplicated and some "kind" person has basically hammered it over the last three weeks. HFC phoned me on Monday and told me there were many transactions that look as if they dont relate to my normal monthly spending. They have since cancelled my card and i am waiting for a new one to arrive soon. I will not be liable for the huge amount used on my card which is also reassuring.
However one major downfall is that if you are late making payments, even just a day over the date requested, you will get penalised heavily. Around an extra £18 is placed onto your account plus the interest. So be careful, dont be late making that payment.
Otherwise than that i cannot fault it, a good card with great security.

Summary: