Halifax Classic Credit Cards

When I applied for my 0% Halifax credit card, there was no problems in issuing me one. Firstly, I applied online as they have a 10 month 0% offer. The forms on the website were easy to use and were completed in just a few minutes. I said I didn't want Payment Protection Insurance. They wrote to me asking me to sign and return the credit agreement. A form which asks if you want Payment Protection Insurance and I said no. Not long after, I got a phone call from them and they gave me my credit limit (which was about one third of what other cards have offered me - perhaps because of the 0% offer). They tried to sell me their Payment ...  Read the complete review

The only reason I applied for this card was because it is a 'branded' Manchester City one and they have a scheme whereby for every pound you spend on it, a certain amount goes toward the mcfc academy, which i thought and still do think is a good idea. What i don?t think is a good idea is the £25 late payment charge they hit me with when my cheque went missing in the post. I have regularly spent £1000 - £1500 per month (and sometime considerably more) on this card in the 10 odd months that i have had it and paid my bill off, in full, every single month and have never been late before. through no fault of my own my cheque never arrived with the ...  Read the complete review

I know, isn`t it amazing. ANOTHER review of a Halifax financial service from me :-) What can I say - I am perfectly happy with the service I get from the Halifax! Anyway, this review is all about my Halifax credit card. I`ve had a credit card with them for 7 years now, and the credit limit has gone from £250 to well over £4000 as I`ve gotten older and had more money to spend. The card itself is a bog standard Visa card, you can use it almost anywhere (and I DO use mine almost anywhere :-) ). The interest rate is reasonable (as far as I know - I always pay my bill in full by the end of the month, so I never pay interest on my balance). The big ...  Read the complete review

THIS CARD ROCKS - Advantages: Credit Limit, Customer Services, Extras - Disadvantages: n/a, n/a, n/a

The search for a value for money credit card in evolutionary man has been refined to a fine art by many. Switching from 0% deal to 0% deal is a popular past time for a large part of the population. But for most, it is a nuisance. And the credit card industry rakes in £millions from those of us who cannot be bothered. Which is where the Halifax comes in with their new internet only credit card found at www.h2x.co.uk. With an introductory rate of 0% for 5 months (on balance transfers only) and a standard rate of 9.9% for purchases and balance transfers that fall outside the introductory offer, it does seem exceptionally good value. So, what is the catch? ...  Read the complete review