HSBC Credit Card

Ah the world of credit cards. You get them sent out to you in the post whether you like them or not and each tries to convince you they are better than the other. When you work for the bank, its hard to be objective. My first rule of thumb is through personal experience. When I was a student I got myself into some serious trouble with credit cards.....Easy money to fund all of those late night outs on the town! Now I have only just managed to get away from using them and paying them back, almost! Dont juggle with balances on multiple cards. One thing that we hear a lot of in banks is of people making balance transfers. This is a great idea to keep your interest ...

I have a number of credit cards, but this is the only one I use. I mention this so you don't think I've stuck with the HSBC student card simply because they're the only people who will offer me credit. They're not, but I still prefer them to their competitors. HSBC are my main bank and so it seemed sensible to stick with them. That wouldn’t be enough to make me stay with them if their service wasn’t up to scratch though, but luckily it almost always has been. The application process is easy. If you’re 18 as most new uni students are (though not all those from Scotland, or some who have skipped years in school), when you open a ...

Well this is just a warning to any students out there. As most students i applied for an HSBC student bank account during my first year at university and it was COMPULSARY to take out a credit card also. Didn't use the card because i was being all responsible then in the summer holiday after my first year i went to france and bought about £50 worth of petrol as my switch wasnt accepted over there or something. Forgot all about this and never recieved any bills. Then one day in september my HSBC overdraft stops working and i go to the branch to find out why, and they tell me that my credit card is the problem. Inquiring as to why i havent ...