ipoints.co.uk Credit Card

You can view credit cards in one of two ways: (1) they make modern life easier by removing the need to be forever taking out cash and carrying it around with you in great wads, or (2) they are instruments of evil that tempt us into purchases we otherwise wouldn’t have made and help us rack up huge levels of debt, which the card companies then charge us painful amounts of money on. As the sort of smug person who always pays their credit card off in full every month (and has only once gone over my limit in 8 years of using plastic), I fall firmly into the first camp. I like having a credit card. I find it convenient, invaluable for online shopping and more secure than ...  Read the complete review

The Halifax are joined together in wonderful partnership with my favourite reward site to bring the chance of earning ipoints offline. I've had a lot of trouble with geting hold of a credit card from the Halifax in the past but my credit rating has finally improved enough to be accepted! (about time too!). A little intro to ipoints: -------------------------- Ipoints.co.uk are a loyalty programme on the internet, they give away points for using the net to buy from certain sites (eg. BOL.com, 101cd.com) and from signing up for stuff (eg. myoffers, AOL), as you gain more ipoints you get to redeem them for stuff like CDs, Books, vouchers all the ...  Read the complete review

Are you an ipoints collector. If not then before I go any further I will explain what ipoints are. (Please skip the next paragraph if you already collect ipoints as you already know the next bit) ipoints is a scheme whereby you collect points, ipoints, which can be converted to vouchers for high street shops or can be used online to purchase goods with selected retailers. There are numerous ways of collecting points, by simply visiting sponsored web sites, completing surveys, online purchases with selected retailers etc. It is easy to join up, just visit www.ipoints.co.uk. 150 ipoints = £10. Therefore 1 ipoint is worth 6.7p. The ipoints credit card is ...  Read the complete review

By applying online for and using a Visa card issued by Halifax you can also earn free ipoints ( a web loyalty scheme ). A fairly decent return of 100 points is on offer for succesfully applying for this and then you receive 1% of your spending back in points. After a year if you spend £2500 you will get a further free 100 ipoints. This would tend to suggest that either the ipoints business plan is sounder than others or that Halifax is just desparate for business. The credit card is a fairly standard offering with the option to transfer your balance from another credit card ( but no points are awarded for this ). 3.9% APR introductory rate for 5 ...  Read the complete review

If you have an ipoints account then you'll be looking at new ways to boost your balance. With the ipoints credit card, at the time of writing you get a bonus of 2,500 points on your first spend, 2 ipoints for every £1 spent in the first 3 months after your account is opened and 1 ipoint for every £1 spent thereafter. The bonus itself is worth about £10 in vouchers so even if you just signed up and used it once then you'd be quids in (as long as you pay the balance in full on time, of course!). You may be a bit nervous about getting a(nother) credit card, but if you are wise and just use it to pay for everyday purchases and pay it back on time each ...  Read the complete review