Money for nothing - get your kicks for free (ipoints.co.uk Credit Card)

Member Name: woodburnr

Product:	ipoints.co.uk Credit Card
Date:	16/07/01 (142 review reads)
Rating:

Advantages: Free ipoints, Good apr, Low apr on balance transfers

Disadvantages: Plastic ducks

Are you an ipoints collector. If not then before I go any further I will explain what ipoints are. (Please skip the next paragraph if you already collect ipoints as you already know the next bit)

ipoints is a scheme whereby you collect points, ipoints, which can be converted to vouchers for high street shops or can be used online to purchase goods with selected retailers. There are numerous ways of collecting points, by simply visiting sponsored web sites, completing surveys, online purchases with selected retailers etc. It is easy to join up, just visit www.ipoints.co.uk. 150 ipoints = £10. Therefore 1 ipoint is worth 6.7p.

The ipoints credit card is very simple. It offers all the usual Visa card guff. Basically there is no annual fee, apr %17.9 and only %3.9 on balance transfers. There are some other benefits though which are quite useful.

24 hour, 7 days a week customer helpline, Online account servicing - you can download and view your statement online, Travel accident insurance - up to £250,000 and
ATM access worldwide, accepted at 19 million places worldwide. It is issued by the Halifax.

The really good bit is that you get 1% of your spend back in ipoints, which is really as good as getting cash back. You also get a further 100 ipoints back on your anniversary if you have spent £2500 during the year.

A really easy way to add to your ipoints collection and it requires no extra effort once you get the card.

The only drawback is the geeky plastic ducks which are printed on the card and get you some strange looks when you use it.

Summary: