I have to admit like many of you reading this review I was surprised that Marks and Spencer did life cover. I was recommended it by someone because they suggested that they were very competitive price wise. I decided to to give it a go and find out more about the cover they offer. I have to admit to being very impressed by them. They offer very good prices and good cover to go with the price. What impressed me most about them was their customer service. Some people might call it pushy but they rang me up a couple of weeks after my inquiry to see if I wanted to take up the cover. I had forgotten to send the application form off so the phone call was very helpful. The staff seemed very friendly and helpful. They answered any queries I had and overall they were very good. If you are shopping around for good cover then give this unlikely source a ring. You will be surprised.