Morgan Stanley Dean Witter Reviews

I thought I should post this to warn people about Morgan Stanley. Sorry in advance for the length. In June 2006 I took out a credit card with Morgan Stanley with a deal of 2% cash back for 6 months which would then revert to 1%. When it arrived I started using it and everything was fine. After the second month I noticed that the cash ...  Read the complete review

Would recommend this card to anyone who wants to earn cash for existing spending ***as long as you pay off the monthly balance*** This is an excellent credit card package with no annual fee. I was enticed originally by the cashback bonus, but can't find any reason having taken it to get rid of it. The bonus really does make you money, ...  Read the complete review

The Morgan Stanley Platinum card credit card is a nice looking card which comes in silver or black (you can choose). It does not charge an annual fee, and the APR is currently 15.9%. Benefits As I pay my balance off each month, the reason I got this card was because it had the best introductory cashback offers at the time. ...  Read the complete review

I would like to say that I know all about the interest rates on credit cards - but I don't. I pay off the balance each month, so to me, the only attraction on a credit card is the "added extra". If you were expecting anything about APR's and interest rate games, quit now! This is about the ...  Read the complete review

I have had a MSDW Gold card for a number of years. I have a number of other cards which, together with MSDW have high credit limits and high outstanding balances. I always make payment on time and never exceed my card limit. Last year my card limit was increased (by them). Last month I noticed that my annual APR had been increased from the ...  Read the complete review

fanastic card - Advantages: Great customer service, Easy to use facilites, Email statements - Disadvantages: You have to pay it off

Over the past four years Morgan Stanley have paid me nearly a thousand pounds for using their Platinum card - and I haven't paid them a penny in charges. -o- The Cashback -o- Towards the end of 1998 I received an unsolicited mailing from Morgan Stanley Dean Witter and when I read about the cashback bonus scheme I had no ...  Read the complete review

Okay, my main reason for this card wasn't their reputation as a large credit company, but the temptation of 4.9% for a balance transfer for the life of the balance tempted me I applied online but after 10 days hadn't heard anything so I phoned them. They hadn't received it. Bad show considering I used a workstation on a ...  Read the complete review

Well apparently so anyway, if you want to be able to get credit facilities - don't buy a new house - and now someone has won a court-case preventing electoral roles from being sold to third parties, rumour has it that if you have moved anywhere in the last 7 months, you won't be able to get credit anywhere - and will have to write to the ...  Read the complete review

MSDW as I abbreviate it to were one of the unfortunates in the September 11 outrage, yet despite that they have carried on providing an excellent service to customers. I used to be a member taking advantage of their 1.9% balance transfer rate a year ago, but when that ended, I cancelled. Now I have applied again, this time on ...  Read the complete review

Credit cards, like dentists and estate agents, are one of life's necessary evils - everyone despises them with every single fibre of their entire being, but they have little choice but to make use of them at one time or another in their lives. Credit cards are designed as a convenient and easy way to buy products and they are almost ...  Read the complete review

Sure it has a slick advertising campaign and looks quite nice but after that it is fairly average. Essentially this is exactly the same as the Platinum card but will have a lower credit limit. Interest rates and fees mean its designed for people who like to pay their bill in full each month. For those that don?t there are the Blue and Gold ...  Read the complete review

We got the Morgan Stanley Dean Witter card back in November 1999 and the reason we changed was because of the cash back facility. You get 0.5% on first £2000 and then 1% on any purchases after that. The date you get your card is your anniversary date and then every year they give you the cash back you've accumulated in the form of a ...  Read the complete review

It seems like every day there is a mail shot in the paper trying to convince you to take out a new credit card. About six months ago I was unhappy with my Nationwide card so I decided to give Morgan Stanley Dean Witter (MSDW) a try. Previously I had read a newspaper article on this Company, which suggested they would dominate the UK ...  Read the complete review

After repeated mailshots attempting to persuade me to apply for yet another credit card, the balance transfer rate offered by Morgan Stanley Dean Witter's Gold Card was finally too attractive to refuse. So what? - virtually all credit card companies are playing this money moving game in an attempt to find new customers. Actually, the ...  Read the complete review

After the fiasco we had with Capital One we were very wary when we got an offer to apply for a MSDW card. In the end we did and can I just say it is the best move we have ever done. Thye gave us a decent credit limit, gold card and a decent APR. The helpline staff were very helpful and polite when we enquired about a debited transaction that we ...  Read the complete review