Natwest Credit Cards

Natwest Credit Cards: Impressive interest charges, surprisingly (228 words)
by - written on 10/08/09 (Useful, 113 readings)
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I like NatWest, and I'm not afraid to admit it. I've had accounts with them all my life, and after getting a stable full job, I decided to open up a Visa credit card with NatWest. A year on, I'm in a little bit of debt, and have had a couple of hundred on it for a few months, but I've been paid so little interest I've hardly noticed! I'm very surprised by that, but I think I luckily managed to get a lower interest rate before it all shot up. I use online banking which makes it so incredibly easy just to transfer money from my current account to my credit card to pay it off. It's simply a click of a button! Online banking is very useful to keep ...  Read the complete review

Good for Natwest customers (256 words)
by - written on 20/06/09 (Very useful, 46 readings)
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I have a Natwest Visa card which i have had for years. It is a purple colour with the Visa symbol in the right hand side and Natwest along the top. I rarely use it although i have had to use it abroad before and find it really handy to have as Visa is acccepted in most places. I bank with Natwest and so i can check my credit card account online which i find the simplest and easiest way to manage my finances. I'm not sure what the rate of it is at currently but i rarely use it and when i do i pay it off straight away so it makes no odds to me but i certainly think that there are many cards out there with greater rewards than what this ...  Read the complete review

Natwest Credit Cards: NatWest is a little slow... (164 words)
by Darren Kusmirek - written on 26/03/09
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I have been a loyal NatWest Credit Card customer for a while now, and generally never had a problem. However, I have had a bit of a problem in the past few weeks. I set up a direct deposit system which would automatically make a payment for me each month. And until recently I hadn't had an issue with this serive. A few months ago, using this service, I paid off my credit card balance completely. Yet, due to some error a direct deposit was still made. This left a credit on my account which NatWest had to pay me! After contacting customer support and waiting on hold several times, I was told a cheque in the amount of the balance had been sent to me. From this point ...  Read the complete review

Good, but I have one piece of advice! (382 words)
by - written on 18/08/05 (Useful, 842 readings)
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Overall, I've been very happy with my NatWest credit card since getting it to tide me over between graduating and getting a proper job (I was kind of amazed that they gave me a card when I was just temping, but I've found out a lot more since then about how easy it is to get credit). From £1100 credit limit I am now at just over three times that. I haven't really used it to borrow money except for a brief period to make sure I had enough to pay for my deposit when buying a flat. The interest rate isn't cheap, but at about 1% a month it means you can have a spare £2000 for a while for only £20 a month (minimum repayments of about £70 if I remember rightly). ...  Read the complete review

Natwest Credit Cards: Excellent service (737 words)
by - written on 31/10/04 (Very useful, 1885 readings)
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I have had a Natwest credit card since March 2001. I was 19, and wanted a credit card for buying things on the internet, as I was uneasy using a debit card in case I was a victim of fraud. You have much more protection with a credit card, as the money isn’t instantly gone from your account, so if a fraudster gets your card details and uses them, you don’t lose out, unless of course it was your fault that they got the details. Anyway… I went into my local branch of Natwest to enquire about getting a card. I chose them because I already had a bank account with them, and was happy with the service they provided. They asked various questions, and I had to fill in ...  Read the complete review