| Product: |
Natwest Credit Cards |
| Date: |
06/03/03 (10756 review reads) |
| Rating: |
 |
Advantages: Priorty pass for ailine lounges - if you travel alot, Motor Cover
Disadvantages: £240 fee, Motor Cover is limited to one car
My experience of the natwest black (read: exclusive) card is as follows.
PACKAGE
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The card is 240quid a year to have.
This gives you - special rate of interest (12% i think) and a high credit limit (£20,000)
You get
-Green Flag breakdown cover
-Priority pass airline lounge passes
-access to "black club" offers
-Airmiles at a greater rate than exisitng natwest cards (1.5 per £)
-Access to "Personal Assistant"
I havent yet had the chance to use the airport lounges yet. However it only get YOU (cardholder) acces NOT your party (they have to pay extra) But i should get the opportunity pretty soon.
Green flag cover - I havent used yet (touch wood) BUT it is locked to one car (you give registration) and not like The AA's "YOure the member not the car" offering which i would infintely prefer.
Black club is pretty limited at the moment - some cases of "exclusive wine" and an evenign with Murray Walker only offering so far
Airmiles - pah - theyre pretty meaningless untill you have 3million to get you from heathrow to paris
Personal Assistant - Ive found the help line fast and efficient so far - they are pleasent and cheery and sort out issues pretty quickly (they answer the phone quick too and have only been on hold for short time so far) but i havent yet used their "find me a classic car" type service.
PROBLEMS IVE HAD
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For some reason they didnt send me my two first monthly bills. I then got quite a snotty phone call aasking why i hadnt paid the bills. As a side effect of this my card became un-authorised (as i hadnt paid my bill) which took a few days to sort out.
OVERALL
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pretty good, but maybe not yet worth the 240 fee.
Summary:
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Last comments:
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- 22/09/09 By the way, the Priority Pass that comes with the Natwest Black Card is the "Prestige Membership" package normally charged at £259 / year, as this is the only card which allows free membership to the airport lounges. The basic one you mentioned at £69 available at the priority pass website requires you to pay £15 per visit. For two cardholders that's a saving of £518 if it's something which you would normally use. |
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- 22/11/04 A good review, but doesn't this strike anyone else as a completely pointless product? It seems to charge you £240 a year for not very much. The Priority Pass card you can get on its own from £69.
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- 07/03/03 Sorry for the low rating but I was quite confused by the presentation of the information |
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