Points for spending money - Yes please!! (Play.Com MBNA Visa)

Member Name: jodyv

Product:	Play.Com MBNA Visa
Date:	19/08/09 (123 review reads)
Rating:

Advantages: Points, easy to use site, initial offers

Disadvantages: None

After Amazon stopped their credit card through the Halifax I noticed play.com were providing a similar rewards service but a much better offer.

I applied for the credit card by following the link on the play.com site, they offer an instant decision in most cases and turn around the paper work very quickly. I had my card in just over a week.

The intial offer involves spending £150 in the first 60 days and you'll be awarded with a £15 play.com voucher. You then earn 1 point for every point spent and double points if the purchase is on the play.com website.

A couple of other intial offers became apparent when I logged into the online banking with mbna. The first offer is 0% on balance transfers for 3 months and the second is 0% on purchases for 9 months. This makes the card one of the best around; rewards and 0% offers!!

The standard apr is 15.9% which is pretty much standard for the majority of cards, but mbna have been know to up this for more risky customers.

Using the mbna online banking is a pleasure, it's one of the simplest and most user friendly I've come across so far.

I haven't cashed in my points so far, I'm saving them for a larger purchase instead of spending it on dvds and cds.

Summary: One of the best benefit cards currently available.