RBS Advanta Reviews

am an inveterate credit card churner. It seems the only way to get a decent credit card rate is to change it at a regular interval. First of all it goes without saying it is simply not good money management if you have an outstanding amount on your credit card bill and have to pay interest. However there are occasions when even the most well ...  Read the complete review

Earlier this year, I applied online for an RBA Advanta credit card. They wrote to me in early February advising me that my application had been declined. After appealing against their decision, I received a letter from them at the beginning of March asking me to send my bank statements, which I did at the end of April when my bank statements ...  Read the complete review

RBS Advanta have lost their competitive edge and have joined the ranks of general card providers. This is a great shame as they used to offer a good service with a 24 hour helpline. The hook as with many card operators is a low initial interest rate and then higher rates after a few months. The higher rates used to be similar to the rest ...  Read the complete review

RBS Advanta Platinum Reserve Mastercard -quite a catchy and to be fair they have been good. Run jointly by Royal Bank of Scotland & I know not who, I have held this little gem of a card for a a good few years now, dusting it off for the occasional sizeable purchase, it has sat and survived in my wallet whilst all its little friends have ...  Read the complete review

OK, my mistake, I forgot I had already paid my bill so paid it twice by accident. When I spoke to RBS they said they can only refund via cheque in post so I said fine to save argument. Weeks later there is no sign of a cheque, and yet they keep promising it's on its way. They also revealed they can actually sent the money direct back to my ...  Read the complete review

So, what's this all about then ? Well, for anyone with a bit of discipline the RBS Advanta card offers an excellent money making opportunity. While other cards offer moneyback schemes or points schemes to encourage you to spend on their card the RBS Advanta card doesn't go for this. However .... there is a ...  Read the complete review

The RBS Advanta card is absolutley aweful. It has a very low APR for the first few months - a "teaser" rate which in itself isn't bad value. Then it increases to an APR of 17.9% - not too bad against some (say Barclaycard) but not that great!!! The website(www.rbsadvanta.co.uk) is rubbish - you ...  Read the complete review

The RBS Advanta card was the second credit card and my motivation for doing so was primarily that I wanted a VISA card and they'd just sent me an invitation to apply. Really I should have paid more attention to the cards features, but as it is they're all pretty average, it's major selling point is the very low APR for the first few ...  Read the complete review